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LOW INCOME CREDIT HABITS
Best Mexican proverb of the day: "A tree that grows crooked never straightens its trunk." A life lesson on character formationBest Proverb of the day: The Mexican saying "Árbol que nace torcido jamás endereza su tronco" ("A tree that grows crooked never straightens...- India's retail lending sector entering multi-decade growth cycle driven by digital transformation, financial inclusion: ReportIndia's retail lending sector is poised for decades of growth, fueled by digital innovation, financial inclusion, and rising incomes. Housi...
- Did you put an FD in your wife's name? A step-by-step guide on how to claim the tax credit back in your ITR
- Psychology says people who sit in chairs with their legs up and crossed may not be rude, their brains could be creating a personal comfort zoneWhy do some people always sit with their legs up and crossed on chairs? Psychology suggests the habit may be linked to self-soothing, body ...
- Do you often catch your child lying? Psychology says it may have long-term effects into adulthoodA 16-year study of over 3,000 children revealed that persistent childhood lying, especially when coupled with aggression and impulsivity, c...
- Rs 20 lakh investment for senior citizens: SBI FD vs SCSS vs RBI floating rate bond- which pays the highest?Investment options for senior citizens: Senior citizens seeking steady retirement income can choose between Senior Citizens Savings Scheme ...
- Have a US 401(k)? Indians must report withdrawals and maturity details in ITR schedules FSI and FAIndian taxpayers with US 401(k) accounts must now report withdrawals and maturity details in ITR schedules FSI and FA. Failure to disclose ...
- Who is Kunal Shah? From selling FreeCharge for ₹2,800 crore to building CRED and now leading WhatsAppKunal Shah, the brainchild behind CRED, is set to lead WhatsApp globally following Meta's substantial $900 investment. Known for scaling CR...
- ‘He loved chole bhature’: Celebrity chef shares how Virat Kohli went from a foodie to a conscious eater. The cricketer now follows a zero-fat dietCelebrity chef Arun Chauhan revealed Virat Kohli's significant dietary transformation, inspired by wife Anushka Sharma. Once a hearty eater...
- Psychology says people who like to make their bed properly everyday: What this daily habit reveals about personality and mindsetPsychology says people who like to make their bed properly everyday because this simple habit is often linked with routine, self-control, r...
- Amish proverb of the day: ‘It’s not what you make but what you save that gets you out of debt’ - How you can build financial freedom even with a low incomeAmish life lesson: Amish proverb of the day offers a profound financial lesson for low-income earners. This wisdom emphasizes self-discipli...
- What is DTAA? How to avoid double taxation on foreign income and claim tax credit in IndiaIf you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 1...
- Stubbed out: How the world is quitting smokingItalian Prime Minister Giorgia Meloni's recent announcement of quitting smoking at the G7 summit has sparked global attention. This persona...
- Best Proverb of the Day: “The rich man plans for the next year; the poor man only plans for the day” — Lessons on rich vs poor mindset, money and long-term thinkingBest Proverb of the Day: A timeless Chinese proverb highlights a stark difference in financial thinking: the wealthy plan for the future, w...
- Income Rs 20 LPA, savings zero: 30-year-old techie says family responsibilities left him with no money, netizens weigh inA 30-year-old tech professional earning ₹20 lakh annually revealed on Reddit he has zero savings after funding a ₹14 lakh home renovation. ...
- Psychology says kids who copy their parents aren't being mischievous, they're building their identity one habit at a timePsychology teaches us that ordinary daily habits can have a profound impact on a child’s development. Children are not simply copying behav...
- Psychology suggests adults who always choose the same seat aren't boring; habits reduce the mental effort required to make decisionsYour brain automates daily tasks through habits. This saves mental energy and provides a sense of security. Research shows nearly half of o...
- People who are obsessed with charging phones to 100% aren't doing it due to any phone addiction; studies say they are not addicted to their phones, they fear losing connectionMany people repeatedly charge their phones not due to addiction, but a deep-seated fear of being unreachable. This anxiety stems from the p...
- Psychology suggests people who clean as they cook are practicing small self-control loops that change how calmly they handle busy daysA messy kitchen can prolong stress, according to research linking clutter to higher cortisol levels. The 'clean as you go' habit, however, ...
- How a writer saved Rs 55,000 a year using 21 credit cards without paying interestA freelance translator uses 21 credit cards as a financial tool, saving Rs 50,000-55,000 annually by optimizing spending. Through meticulou...
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