Vedanta Resources looking to rejig $5.5 bn holdco debt in one goAnil Agarwal's Vedanta Resources Ltd is in talks with global banks to refinance its $5.25-5.5 billion debt. The company aims to raise $3.5-...
22 May, 2026, 05.30 AM IST
Born out of microfinance, Bandhan Bank now bets big on AI and digital bankingAs Bandhan Bank accelerates its transition from a microfinance-led institution into a universal bank, Executive Director & COO Ratan Kumar ...
20 May, 2026, 01.17 PM IST
Can you get another loan if you’re already paying EMIs? Here’s the answerYour salary is just the start for loan approval. Lenders scrutinize your income after deducting all current EMIs. This remaining amount, me...
05 May, 2026, 11.25 AM IST
How secured loans can open new doors to credit-based growth for MSMEsSecured loans offer MSMEs a pathway into the formal credit system, eliminating the need for years of audited financials or a long operation...
21 Apr, 2026, 11.15 AM IST
Right time for existing borrowers to save big on their home loans, know howAt the beginning of 2025, home loan interest rates largely ranged between 8.75% and 9.25%, depending on the borrower's profile and the lend...
21 Jan, 2026, 01.15 PM IST
Repo rate cut: Your home loan interest, EMI burden set to dipSince all new, retail floating-rate home loans sanctioned after 1 October, 2019 are linked to an external benchmark, which is the repo rate...
08 Dec, 2025, 11.33 AM IST
CA’s home loan hack: Clever and simple EMI trick that may save you up to Rs 18 lakh on a Rs 50 lakh loanA simple payment trick can help you pay off your home loan faster. CA Nitin Kaushik suggests splitting your monthly EMI into two payments e...
05 Dec, 2025, 07.55 AM IST
CA warns: Your Rs 50 lakh home loan silently can become Rs 98 lakh unless you take this one important step to save Rs 13 lakhHome loans can become a financial trap, costing nearly double the borrowed amount in interest. CA Nitin Kaushik reveals how small, strategi...
20 Nov, 2025, 01.51 PM IST
Best way to prepay your home loan: Save Rs 7 lakh and pay off 36 months early with this prepayment strategyWith recent repo rate cuts by the RBI, home loan borrowers now have opportunities to accelerate their repayment. Strategies like utilising ...
06 Nov, 2025, 12.07 PM IST
Big savings for home loan borrowers as EMIs to fall significantly after RBI cuts repo rate by 50 bpsRBI repo rate cut: The Reserve Bank of India has cut the repo rate by 50 bps in today's monetary policy announcement. With the latest rate ...
20 Jun, 2025, 03.43 PM IST
Rs 7.71 lakh savings on Rs 50 lakh home loan: Check how much you will save after RBI’s 50 bps repo rate cutIf you go for EMI reduction after interest rate reduction, it doesn't only lower your monthly outgo by reducing your EMI, it could also sla...
20 Jun, 2025, 12.31 PM IST
HDFC Bank cuts these lending rates by up to 15 bps; check detailsHDFC Bank has announced a reduction in its Marginal Cost of Funds-based Lending Rates. This will benefit borrowers with loans linked to thi...
07 May, 2025, 01.15 PM IST
Reduce home loan EMI or cut tenure? What will save you more on interest after RBI repo rate cut by 50 bps?Home loan EMI reduction: After a long time, the RBI has relieved the borrowers by cutting the repo rate successively by 50 basis points. Wi...
11 Apr, 2025, 01.36 PM IST
Good news for SBI home loan borrowers: EMIs to fall as the bank reduces the lending ratesState Bank of India (SBI) has reduced its External Benchmark-based Lending Rate (EBLR) and Repo Linked Lending Rate (RLLR) by 25 basis poin...
14 Feb, 2025, 06.37 PM IST
Axis Bank rolls out launches new home loan schemePrivate sector lender Axis Bank on Tuesday rolled out a new home loan scheme - Empower Home Loan.
02 Apr, 2013, 05.22 PM IST
Don't opt for a lower EMI, shorten loan tenure insteadThe choice of lowering the EMI and keeping more money in hand may sound tempting. But it's best to reduce the tenure of the loan.
03 May, 2012, 10.06 AM IST
- RBI gets its way, PSU banks cut loan rates
The RBI's moral suasion has worked. State-owned banks have begun bringing down lending rates even without a cut in benchmark rates by RBI. ...
06 Feb, 2008, 12.05 AM IST