Searched for
LOAN TENURE REDUCTION
12 years of PM Modi: Bold reforms, decisive decisions and political turning pointsAfter 12 years at the helm, Prime Minister Narendra Modi reflects on a transformative journey filled with key reforms that have altered Ind...- RBI may need to absorb at least half of hedging cost to spur ECBs by PSUsThe Reserve Bank of India's new measures aim to boost foreign inflows. Public Sector Undertakings can now access concessional forex swaps f...
- RBI holds repo rate, but for how long will relief for home loan borrowers continue?The RBI’s decision to keep the repo rate unchanged at 5.25% has provided relief to home loan borrowers, but rising inflation could trigger ...
- Vedanta Resources looking to rejig $5.5 bn holdco debt in one goAnil Agarwal's Vedanta Resources Ltd is in talks with global banks to refinance its $5.25-5.5 billion debt. The company aims to raise $3.5-...
- Born out of microfinance, Bandhan Bank now bets big on AI and digital bankingAs Bandhan Bank accelerates its transition from a microfinance-led institution into a universal bank, Executive Director & COO Ratan Kumar ...
- Can you get another loan if you’re already paying EMIs? Here’s the answerYour salary is just the start for loan approval. Lenders scrutinize your income after deducting all current EMIs. This remaining amount, me...
- How secured loans can open new doors to credit-based growth for MSMEsSecured loans offer MSMEs a pathway into the formal credit system, eliminating the need for years of audited financials or a long operation...
- You reduced your home loan EMI. Here is what it is quietly doing to your credit score
- Right time for existing borrowers to save big on their home loans, know howAt the beginning of 2025, home loan interest rates largely ranged between 8.75% and 9.25%, depending on the borrower's profile and the lend...
- Repo rate cut: Your home loan interest, EMI burden set to dipSince all new, retail floating-rate home loans sanctioned after 1 October, 2019 are linked to an external benchmark, which is the repo rate...
- CA’s home loan hack: Clever and simple EMI trick that may save you up to Rs 18 lakh on a Rs 50 lakh loanA simple payment trick can help you pay off your home loan faster. CA Nitin Kaushik suggests splitting your monthly EMI into two payments e...
- CA warns: Your Rs 50 lakh home loan silently can become Rs 98 lakh unless you take this one important step to save Rs 13 lakhHome loans can become a financial trap, costing nearly double the borrowed amount in interest. CA Nitin Kaushik reveals how small, strategi...
- Best way to prepay your home loan: Save Rs 7 lakh and pay off 36 months early with this prepayment strategyWith recent repo rate cuts by the RBI, home loan borrowers now have opportunities to accelerate their repayment. Strategies like utilising ...
- How to repay home loan faster-5 tips to follow
- Rs 7.71 lakh savings on Rs 50 lakh home loan: Check how much you will save after RBI’s 50 bps repo rate cutIf you go for EMI reduction after interest rate reduction, it doesn't only lower your monthly outgo by reducing your EMI, it could also sla...
- HDFC Bank cuts these lending rates by up to 15 bps; check detailsHDFC Bank has announced a reduction in its Marginal Cost of Funds-based Lending Rates. This will benefit borrowers with loans linked to thi...
- Reduce home loan EMI or cut tenure? What will save you more on interest after RBI repo rate cut by 50 bps?Home loan EMI reduction: After a long time, the RBI has relieved the borrowers by cutting the repo rate successively by 50 basis points. Wi...
- Axis Bank rolls out launches new home loan schemePrivate sector lender Axis Bank on Tuesday rolled out a new home loan scheme - Empower Home Loan.
- Don't opt for a lower EMI, shorten loan tenure insteadThe choice of lowering the EMI and keeping more money in hand may sound tempting. But it's best to reduce the tenure of the loan.
- RBI gets its way, PSU banks cut loan ratesThe RBI's moral suasion has worked. State-owned banks have begun bringing down lending rates even without a cut in benchmark rates by RBI. ...
Load More
