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INVESTMENT STRATEGY FOR RETIREES
Silver rate has fallen 50% from its record-high January rate; should you buy now or wait?Silver prices have witnessed a sharp decline in the Multi Commodity Exchange, resulting in considerable losses for investors. Experts belie...
Gold buying on Dhanteras: Gold prices have fallen by 20% from their peak; is it right time to invest in yellow metal?Gold price: Gold prices have recently experienced significant volatility, opening doors for savvy investors. Experts advocate for a methodi...
Warren Buffett’s 6 golden rules for investors after retirementWarren Buffett’s retirement advice focuses on low-cost index investing, paying off high-interest debt, maintaining cash reserves, staying w...
Market crash near or after retirement: Invested heavily in equities for high returns, but are you ready to withstand a 25% crash?Navigating the unpredictable tides of market fluctuations can be particularly daunting for retirees. This guide delves into balancing equit...
Retiring with Rs 2 crore corpus and need Rs 8 lakh a year? Know your ideal withdrawal rate with SWR formulaCutting through money jargon, one topic at a time. This week, Sanket Dhanorkar explains what is safe withdrawal rate and how you can ensure...
Should you invest in SIFs? Key risks and benefits explainedSpecialised Investment Funds, or SIFs, have quickly become popular among investors in just one year. They offer flexibility and strategies ...
Market crash after retirement? Four retirees share lessons on how to prepare in advanceFour retirees tell us how they planned for a market fall long before it came. What these four individuals did smartly was not adjust their ...
Retirement in India vs the US: How parents balance financial security, caregiving, and inheritanceIn the US, parents tend to protect their assets for their own use in retirement, and choose to not spend it disproportionately on their chi...
Good time to increase equity allocation; risk-reward is favourable: Vetri Subramaniam, MD & CEO, UTI AMCVetri Subramaniam took over as Managing Director (MD) and Chief Executive Officer (CEO) of UTI Asset Management Company in February this ye...
Your house is worth Rs 2 crore, but are you really retirement ready?While an expensive home is nothing less than an achievement, you must remember that the house in which you live produces no rent at all. Ap...
Will you pay lower income tax on mutual fund capital gains after retirement? Know 7 ways to reduce your tax burdenRetirement doesn't mean tax-free mutual fund income. Understand how capital gains, IDCW payouts, and SWPs are taxed. Discover strategies li...
Dylan Taylor, founder of Voyager Technologies, became a millionaire at 27, five years before Warren Buffett reached the same milestone. He has a surprising advice for Gen-ZDylan Taylor, founder of Voyager Technologies, made his first million at 27, five years before Warren Buffett reached the same milestone. N...
Woman retired at 64 with $380,000 in her 401(k). Nine years later, her first RMD faced a 22% tax rateDuring the gap years, retirees often overlook essential tax planning opportunities. This crucial time allows them to manage their taxable i...
Rs 4.5 crore retirement corpus: Can you get Rs 4 lakh monthly income without losing your corpus?For retirees looking to maximise their post-tax earnings, allocating a Rs 4.5 cr corpus into mutual funds is a viable option. Utilising a b...
Gold investment strategy for retirees 2026: How to diversify your portfolio amid market uncertaintyGold investment tips for retirement 2026: Gold prices have surged significantly in 2025 and 2026, prompting retirees to explore its inclusi...
This sneaky Social Security tax could shock retirees — avoid it nowMany retirees are surprised to learn that Social Security benefits can be taxed. The tax depends on something called combined income. If in...
Why up to 85% of your Social Security could be taxed, and retirees often miss itSocial Security Taxes 2026: Over 67 million Americans receive Social Security benefits, yet many retirees do not know up to 85% of their So...
Monthly income vs annual withdrawals: The retirement strategy that makes your money last longerThere are two main retirement strategies: annual withdrawals using the 4% rule or monthly income from investments. The withdrawal strategy ...
The 4% Rule explained: The simple retirement formula that could make or break your nest eggThe 4% Rule explained: Retirees can start with 4% of savings for year-one withdrawals. Adjust for inflation yearly. $1M portfolio? That’s $...
Want inflation beating return post-retirement? Here's how equities can save the dayRetirement planning needs a serious rethink. While we may think that having Rs 1 cr in our retirement corpus is enough, in reality, it is n...