April 1, 2026 rule changes: PAN, SBI credit card cashback, FASTag, ATM withdrawals—check listMajor financial and banking rule changes are coming from April 1, 2026. SBI Card, NHAI FASTag, and RuPay debit card lounge access will see ...
31 Mar, 2026, 03.53 PM IST
What changes will RBI’s new rules bring to digital payments from April 1?India's digital payments are getting a security upgrade. From April 1, the Reserve Bank of India will require two-factor authentication for...
30 Mar, 2026, 10.28 AM IST
Kill switch soon for all digi payments to combat fraudThe Reserve Bank of India's Payments Vision 2028 introduces a shared liability model for unauthorized digital transactions, placing respons...
28 Mar, 2026, 07.24 AM IST
RBI caps claims for small-value digital frauds at Rs 50,000; banks to prove customer liabilityRBI new digital fraud rules: Compensation will be provided if the loss is established as genuine under the bank’s internal policy and the v...
07 Mar, 2026, 12.55 AM IST
RBI proposes rules to protect bank customers from online fraud; suggests compensation for small-value scamsThe Reserve Bank of India has proposed new draft guidelines for customer protection in electronic banking, effective July 1, 2026. These ru...
06 Mar, 2026, 05.53 PM IST
ETtech Explainer: RBI’s digital payment authentication rules & their impactUntil now, India’s digital payment ecosystem largely relied on SMS-based one-time passwords (OTPs) as an additional factor of authenticatio...
26 Sep, 2025, 08.03 PM IST
RBI issues directions for digital payment transaction authentication mechanismThe Reserve Bank of India (RBI) has issued new guidelines for digital payment authentication, effective April 1, 2026, mandating two-factor...
26 Sep, 2025, 11.09 AM IST
To prevent frauds, international online transactions will soon need additional authentication factorOTP for international txn: The Reserve Bank of India (RBI) has announced introduction of additional factor of authentication for internatio...
11 Feb, 2025, 12.48 PM IST
HDFC Bank add-on credit card: How to receive OTP for online transactions on add-on credit cardA primary credit cardholder can apply for add-on cards for children, spouse, or even your parents. Enabling OTP on these cards will help yo...
18 Jul, 2024, 12.35 PM IST
Ex-minister lost Rs 1 lakh in online fraud: Here is how scamsters are using new tricks to empty bank accountsAn incident of fraud involving the swindling of Rs 1 lakh from MP Dayanidhi Maran's bank account has raised concerns about the vulnerabilit...
16 Oct, 2023, 02.51 PM IST
RBI hikes limit on auto-debits from debit, credit cards sans OTP to Rs 15,000The Reserve Bank of India (RBI) announced the hike in amount for e-mandate for recurring payments made via credit and/or debit cards sans a...
17 Jun, 2022, 12.23 PM IST
RBI Policy: Customers no longer need to input OTP for e-mandates up to Rs 15,000 for recurring transactions"To further augment customer convenience and leverage the benefits available under the framework, it is proposed to enhance the limit from ...
08 Jun, 2022, 05.03 PM IST
There's a reason behind Paytm OTP right at the end of an SMS. And Vijay Shekhar Sharma confirms it's deliberateThe founder also mentioned that Paytm saw a reduction in OTP-sharing after this move.
26 May, 2020, 06.10 PM IST
More e-tailers doing away with OTPsFlipkart has already done so, and others like Swiggy and ride-sharing apps are about to follow. A key driver for this has been the phased r...
14 Jan, 2020, 11.04 AM IST
More e-tailers doing away with OTPsFlipkart has already done so, and others like Swiggy and ride-sharing apps are about to follow.
14 Jan, 2020, 08.48 AM IST
What RBI needs to do to save senior citizens from cyber crimesRBI needs to force banks to take some serious action to stop the widespread frauds being perpetrated on senior citizens.
22 Apr, 2019, 06.30 AM IST
How to disable international transactions on your credit cardHere is a look at how a fraudulent international transaction happens and how you can protect yourself by disabling international transactio...
27 Oct, 2018, 10.33 AM IST