Explore this practical guide to smarter home financingSecuring a home loan requires careful financial planning. Understanding eligibility criteria, using an EMI calculator, and checking your cr...
11 May, 2026, 11.00 AM IST
How inflation and RBI repo rates influence personal loan interest ratesInflation's rise impacts living costs, prompting the RBI to manage it via the repo rate. Changes in this rate directly affect personal loan...
01 May, 2026, 06.37 PM IST
CIBIL score on BHIM app: Steps, limits, and dispute process you should knowChecking your CIBIL score is now easier. The BHIM App, developed by NPCI BHIM Services Limited, has integrated TransUnion CIBIL's consumer ...
20 Apr, 2026, 04.55 PM IST
A loan you never took; How PAN fraud is wrecking credit scores in India and what you should do to protect yourselfIndians are facing a new threat: PAN-based loan fraud. Criminals are using stolen PAN details to take out loans without consent. This is da...
17 Apr, 2026, 12.00 PM IST
Risk off! Banks opting to lend to prime customersBanks are now favouring borrowers with top credit scores. This shift reflects caution in lending. New customers are also getting fewer loan...
01 Apr, 2026, 12.35 AM IST
Lenders turn risk-averse, focus on high CIBIL score borrowers as gold loans surge in IndiaLenders are prioritizing borrowers with strong credit histories and higher loan amounts, leading to a decline in new-to-credit customers. D...
31 Mar, 2026, 05.28 PM IST
Everything you need to know about CIBIL Score for a housing loanYour CIBIL score significantly impacts housing loan eligibility and interest rates. Lenders prefer scores of 750+ to signify creditworthine...
08 Dec, 2025, 09.30 AM IST
How to improve credit score to get quicker loan approvals, lower interest ratesIn India, major credit bureaus, such as CIBIL, Equifax, Experian and CRIF High Mark, provide credit scores. A healthy credit score can lead...
28 Jul, 2025, 06.30 AM IST
How to check your credit score: A step-by-step guide to monitor your credit scoreKeeping tabs on your credit score is vital for financial well-being. The RBI mandates one free annual credit report from agencies like CIBI...
20 May, 2025, 10.06 AM IST
Women more credit conscious than men: ReportWith 4.7 crore active woman borrowers, 61% of the women consumers have a credit score greater than 720, whereas only 56% of male consumers ...
08 Mar, 2021, 12.45 PM IST
How is CIBIL score calculated?Your CIBIL score is based on your credit history and past payments, but it subsequently impacts your future access to credit.
21 Oct, 2020, 02.19 PM IST
Have a high CIBIL score? Know the importance of it for a personal loan27 Apr, 2020, 04.50 PM IST
Not happy with your credit score? Here's how you can improve itImproving your credit score is a process which needs to be followed step by step and anyone achieve it with this simple checklist.
12 Dec, 2018, 12.04 PM IST
Want to avoid rejection of loan application? Here's your guideHere is your explainer on what CIBIL score is all about and how you can use this score to avoid rejection of your loan application from the...
07 Jul, 2017, 03.53 PM IST
ICICI Securities ties up with CIBIL to provide CIBIL TransUnion scoreICICI Securities Ltd today said it has tied up with Credit Information Bureau (India) Ltd (CIBIL) to provide CIBIL TransUnion score.
17 Jun, 2014, 05.41 PM IST
- Credit Sudhaar ties up with CIBIL for credit advisory services
As per the statement, it will provide credit advisory services to those whose CIBIL score doesn't meet the lenders' credit criteria.
31 Dec, 2012, 03.18 PM IST
- Maintain a good credit score to ensure easier access to loans
Since the growth of the credit information industry, the only implemented generic scoring model that has been introduced and is being used ...
07 Jul, 2011, 06.22 AM IST