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IMPACT OF CREDIT LIMIT ON LOANS
Home loan EMI for these borrowers will go up as RBI increases repo rate by 25 bps: Know the impact on Rs 25 lakh-Rs 2 cr home loans- ₹5 lakh credit card limit but you only use ₹70k? Can unused credit help your CIBIL score
- NBFC credit growth rises to 15.8% in August as gold, consumer durable loans surge
- S&P projects 12-14% credit growth this fiscal, warns weak monsoon may hit rural lendingS&P Global forecasts a 12-14% increase in financial sector lending despite potential slowdowns in rural areas. Concerns about weak monsoon ...07 Oct, 2026, 12.29 AM IST
- These 8 banking stocks have an upside potential of up to 29% in 1 year, according to analystsFor the last two years, one sector where actual performance has been better than expected has been banking. Yes, there were exceptions amon...06 Oct, 2026, 10.57 PM IST
- S&P sees 12-14% credit growth in India despite rural stress risksS&P has projected credit growth of 12-14% in India's financial sector, emphasizing concerns about rural credit growth. The potential impact...06 Oct, 2026, 08.26 PM IST
- Mortgage rates today climb again: What the 7.542% 30-year mortgage rate means for homebuyers, refinancing and home equityThe average 30-year fixed mortgage rate has climbed to 7.542%, up from 7.373% a week earlier. That increase adds to the cost of buying a ho...06 Oct, 2026, 05.50 PM IST
- Banks vs NBFCs: Which stocks could benefit as RBI eyes rate hike for first time in 3 years?The RBI’s expected first rate hike in three years could have a mixed impact on banks and NBFCs. While higher funding costs may pressure NBF...06 Oct, 2026, 02.16 PM IST
- Indian banks face a Q2 paradox: FCNR boosts loan growth but margins shrinkIndian banks are heading into the Q2 earnings season with strong loan growth, helped by FCNR(B) deposit inflows, but margins are likely to ...06 Oct, 2026, 01.58 PM IST
- National Housing Bank likely to double affordable housing outlay for HFCs this fiscalNational Housing Bank plans to double the refinance and affordable housing funds for large housing finance companies. These funds will be a...05 Oct, 2026, 11.54 PM IST
- Federation of Indian Airlines seeks Centre's intervention for faster release of ECLGS 5.0 fundsIndian airlines have requested the Civil Aviation Ministry's assistance in securing timely credit disbursements under ECLGS 5.0. The Federa...05 Oct, 2026, 07.09 PM IST
- NBFCs account for nearly half of small loans while delinquencies stay lowNon-banking finance companies accounted for nearly half of new-to-credit loans below Rs 2 lakh as of June 2026. Their retail delinquency ra...05 Oct, 2026, 05.00 PM IST
- Small-business lenders’ growth cools in FY26 amid credit headwindsIndifi’s revenue and loan book remained broadly flat, NeoGrowth’s assets under management (AUM) declined 21.5%, and Lendingkart’s fell 74%....05 Oct, 2026, 07.30 AM IST
- US Market: AI credit surge tests lenders as future revenues remain uncertainAI-related borrowing has surged substantially in low-rated U.S. firms this year, prompting investor scrutiny of financial assumptions. Lend...01 Oct, 2026, 02.44 PM IST
- Credit card dues, consumer durable loans slow as gold loans surge; RBI data shows shift to secured borrowingIndian households are increasingly opting for secured loans, particularly against gold, which surged significantly. Credit card dues and co...01 Oct, 2026, 01.28 PM IST
- Bigger loans lift digital lenders’ books 28% as outstanding accounts declineDigital lenders in India experienced a notable 28% increase in their personal-loan portfolios over the past year. The number of outstanding...01 Oct, 2026, 12.52 AM IST
- IBAI flags job, growth risks from IRDAI’s proposed distribution reformsThe Insurance Brokers Association of India (IBAI) has warned that IRDAI’s proposed changes to insurance distribution could shrink distribut...30 Sep, 2026, 08.33 PM IST
- Personal loan growth rises to 16.9% in August: RBIBank credit growth strengthened across major sectors in August, with personal loans rising 16.9% year-on-year to ₹72.9 lakh crore, up from ...30 Sep, 2026, 07.12 PM IST
- Macquarie sees strong earnings recovery for banks, picks 5 stocks to outperformMacquarie expects Indian banks to deliver 18% EPS growth in FY28, supported by higher margins, stronger loan demand, easing liquidity press...30 Sep, 2026, 05.27 PM IST
- These 8 banking stocks have an upside potential of up to 26% in 1 year, according to analystsGiven the current market situation, no sector is immune from headwinds. The banking sector is no exception. There are clear short-term head...30 Sep, 2026, 05.41 AM IST
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