PPF, SCSS and NSC have outperformed equity in last 2 years, but should you write off equities?Small savings schemes vs Nifty indices: While equities have shown muted returns recently, small savings schemes have offered stable returns...
12 Jun, 2026, 04.07 PM IST
₹50 lakh to ₹1.4 crore: How extending your PPF can add lakhs to your corpus and who should do itPPF maturity presents a choice: withdraw or extend for continued tax-free compounding. While government backing and tax benefits remain att...
12 Jun, 2026, 01.00 PM IST
CA believes your monthly salary is one of the least important money numbers. Here's whyEarning a large salary does not automatically mean wealth. Chartered Accountant Nitin Kaushik explains that focusing on income alone is mis...
12 Jun, 2026, 07.24 AM IST
“How are people surviving?” Mumbai couple’s viral post breaks down monthly spending and struggle to save despite a good incomeA Mumbai couple earning ₹2.2 lakh monthly shared their struggles to save money, detailing significant expenses like rent, household needs, ...
11 Jun, 2026, 08.01 PM IST
Thinking of prepaying your home loan? CA says why you might be doing it wrongChartered accountant Paaras Gangwal advises caution on home loan prepayments. He explains that early loan prepayments yield significant sav...
11 Jun, 2026, 12.14 PM IST
Rs 1.50 lakh/month income from Rs 1.5 crore corpus? Easy retirement strategies explainedRetiring with Rs 1.5 cr can provide a monthly income, but the amount depends on risk appetite and investment returns. Experts suggest withd...
10 Jun, 2026, 11.01 AM IST
Motivational Quote of the Day by Barack Obama: "Money is not the only answer, but it makes a difference". Powerful lessons on financial responsibilityFormer US President Barack Obama's insight that "money is not the only answer, but it makes a difference" is highly relevant today. Financi...
09 Jun, 2026, 04.58 PM IST
Financial independence: Why enabling agency and accountability matter for women, parents, and dependantsI would like to place for discussion not just the question of freedom to decide, but also responsibility and accountability. Why don’t we p...
08 Jun, 2026, 11.15 AM IST
Two people earn Rs 40 lakh a year, but vastly different wealth. CA shares the hidden fact that separates wealthy from othersHigh salaries don't guarantee wealth; financial management is key. CA Nitin Kaushik highlights that individuals earning the same amount can...
08 Jun, 2026, 07.29 AM IST
Are you saving enough money? Experts point to 3 golden rules of savings to achieve your financial targetsSaving money requires more than setting aside leftover income; it needs a structured plan to stay effective amid rising costs and financial...
07 Jun, 2026, 03.43 PM IST
German car, designer bag, luxury watch? CA says none of these prove you're actually rich. Here's what really mattersCA Nitin Kaushik challenges the notion that luxury goods signify wealth. He argues that visible status symbols like premium cars or designe...
07 Jun, 2026, 07.19 AM IST
$100K savings in 3 months: Techie says Claude code is now 2x faster, 3x cheaper using this toolA developer's Reddit post highlights GrapeRoot, a tool enhancing AI coding. It uses a dependency graph to load only relevant code, reducing...
05 Jun, 2026, 11.23 AM IST
Indian consumers turn defensive as job fears rise, economic confidence fallsIndian consumers are increasingly concerned about jobs and the economy. This is leading many to reduce spending on non-essentials like dini...
04 Jun, 2026, 11.38 AM IST
Wealth wisdom of the day: ‘It's not how much money you make, but...’ – ‘Rich Dad Poor Dad’ fame Robert Kiyosaki on assets that work for youWealth wisdom of the day: Working for money is not the key to wealth; it should be the other way around, is what Robert Kiyosaki suggests -...
04 Jun, 2026, 08.00 AM IST
Financial fixes and high-yield savings: Are you missing the easiest ways to save more and spend less?More than half of savers still earn under 3% interest, while many households lose around $200 yearly on unused subscriptions. These financi...
04 Jun, 2026, 12.53 AM IST
The most effective savings products may be the ones that feel responsiveIndian households are changing how they save. Digital finance means people see their money grow more often. Banks are now offering monthly ...
03 Jun, 2026, 01.15 PM IST
Bengaluru CA used to earn Rs 13.5 LPA at 22. But she made one financial mistake for 3 years. She shares her hard-earned lesson at 30A Bengaluru Chartered Accountant, Meenal Goel, realized her biggest financial mistake was letting her savings sit idle for years. Despite a...
02 Jun, 2026, 07.41 AM IST