Will your loan application be rejected if you are first-time borrower with no credit history? Here's what Finance Ministry saysThe Finance Ministry clarifies that lenders cannot reject loan applications from first-time borrowers without credit history. Reserve Bank ...
20 Aug, 2025, 06.17 PM IST
How to check your credit score: A step-by-step guide to monitor your credit scoreKeeping tabs on your credit score is vital for financial well-being. The RBI mandates one free annual credit report from agencies like CIBI...
20 May, 2025, 10.06 AM IST
Credit score: How to get CIBIL score without PAN CardYour credit history is taken into account when you apply for loan while determining your CIBIL score. CIBIL does this computation using a p...
10 Apr, 2024, 01.58 PM IST
Customers to receive alerts when their credit information report is accessed by lenders: RBI asks CICsCredit institutions, including banks and NBFCs, would also be compelled to alert consumers via SMS or email when they submit information to...
27 Oct, 2023, 04.50 PM IST
What is a credit score? 5 ways to build good CIBIL score“If you are applying for multiple loans, it impacts your credit score. Also what impacts is not just your payment history, even if you are ...
25 Sep, 2023, 04.01 PM IST
How to check CIBIL Score?The CIBIL Score ranges between 300 and 900. The closer a CIBIL Score is to 900, the higher are the chances of the consumer's credit card or...
27 Oct, 2020, 12.48 PM IST
Difference between Credit Score and CIBILThe CIBIL score is a three-digit numeric summary of a consumer's credit history and a reflection of the person's credit profile. One the ot...
27 Oct, 2020, 12.38 PM IST
Have a high CIBIL score? Know the importance of it for a personal loan27 Apr, 2020, 04.50 PM IST
Why you should be careful of 'free' credit score reportsYour financial details such as PAN, address etc. risk getting misused if shared with little-known third-parties for free credit reports.
14 May, 2018, 06.30 AM IST
Last date to get free credit report is December 31: Did you get yours?You can apply for the free report and score once a year between January and December from one of the four credit information companies.
28 Dec, 2017, 02.01 PM IST
After credit scoring, CIBIL to scale up marketplace businessCIBIL intends to scale up its marketplace business by more than doubling its bank and NBFC partnerships.
22 May, 2017, 10.46 AM IST
Now get your credit score free of costCibil said it will offer free annual credit score and report for consumers online. Cibil score is a three digit numeric summary of an indiv...
10 Mar, 2017, 04.38 PM IST
From December, CIBIL to provide a free credit score report once a yearCitizens will soon be able to get a free copy once a year of their individual credit history , based on which banks decide whether to provi...
29 Jul, 2016, 11.25 AM IST
CIBIL may soon give one free credit report a yearResearch data based on CIBIL's data analysis indicates that 79% of loans and credit cards were approved for individuals who had a credit sc...
18 Jul, 2016, 03.55 PM IST
Give customers a free copy of credit profile: RBICustomers should be given a free copy of their credit profile as it would help in promoting financial discipline among loan seekers, an RBI...
23 Mar, 2014, 01.14 PM IST
Free multi-credit report can help spot identity theftA credit report is a document that provides the borrower’s demographic information: name, gender, age, PAN, details of credit against his n...
03 Dec, 2013, 04.01 AM IST
- Credit scores likely to be in public domain soon
Credit Information Bureau is expected to allow individuals to access their credit scores. This will offer additional bargaining chips to cr...
06 Nov, 2007, 02.48 AM IST