Health insurance premiums in India are rising by up to 25% due to escalating healthcare costs, increased claims, and changing risk profiles...

ET Wealth Reader's Query: I am 38, a salaried professional earning Rs 22 lakh annually. My family includes a spouse and a 5-year-old child....

Parents buy maternity cover for delivery, but the bigger financial risk is complications after birth.

When insuring senior parents, adding them to a family floater plan can significantly increase premiums due to the eldest member's age. You ...

Choosing between family floater and individual health insurance plans involves weighing shared coverage against dedicated protection. While...

If you are planning to start a family and depending upon your corporate health insurance policy then you need to check whether it offers ad...

Having a higher cover is good but also be mindful of the fact that it costs money (premium), especially when you have a set household budge...

"Several insurers offer a no claim bonus that increases the sum assured each year, if you do not make a claim. In fact, insurers can allow ...

Your decision to take an individual or family health plan should not be based only on cost but also on the flexibility to tailor the insura...

If you have a family history or if one member has an adverse health condition, buying individual health cover will help in the long run.

The premium for family floater is based on the age of the oldest member. Hence, including elderly parents in the floater plan will mean pay...

Insurance analysts say that office healthcare cover may prove to be inadequate as treatment costs go sky high and insurance benefits are cu...

According to insurance experts, these individuals are taking a calculated risk as they assume that all members of the family may not requir...

These policies allow the customer to buy a cover with a single 'floating' sum insured for, rather than buying individual covers for a famil...

You now have a third option of buying a health insurance plan that will cover not only your parents, but also in-laws, siblings and even co...

Family floater policies have become popular with many, as buying a floater policy is cheaper than buying individual covers for each member ...

After buying insurance products, the real challenge is keeping track of these policies and renewing them year after year on time.