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FLOATER HEALTH INSURANCE
My wife and I declared diabetes in our health insurance policy. Will it cover new illnesses too?ET Wealth Reader's Query: My wife and I have had a floater health insurance policy for over four years. We declared diabetes as a pre-exist...- Maternity cover in group health insurance plans: Why outdated limits leave employees paying more out of pocketOne of the biggest advantages of a group policy is the waiver of the maternity waiting period. In individual policies, maternity typically ...
- Your "unlimited" health insurance plan still has limits, and they could cost you lakhs
- Want higher health insurance coverage through super top-up policy? HDFC Ergo, Aditya Birla, ICICI Lombard, Niva Bupa, Care plans comparedRising healthcare costs necessitate enhanced coverage beyond base policies. Super top-up plans offer this crucial protection, acting as an ...
- Are you ready to pay up to 25% higher premium for your health insurance this year? Here are the ways to reduce your premiumHealth insurance premiums in India are rising by up to 25% due to escalating healthcare costs, increased claims, and changing risk profiles...
- Should I increase my term insurance cover of Rs 75 lakh and health insurance cover of Rs 10 lakh considering inflation?ET Wealth Reader's Query: I am 38, a salaried professional earning Rs 22 lakh annually. My family includes a spouse and a 5-year-old child....
- NICU care can cost Rs 5,000-10,000 per day: Why parents should know about newborn coverage and its sub-limits in health insuranceParents buy maternity cover for delivery, but the bigger financial risk is complications after birth.
- Health cover for parents: Should you add them to your family floater health insurance plan? Know what suits you the bestWhen insuring senior parents, adding them to a family floater plan can significantly increase premiums due to the eldest member's age. You ...
- Family floater health insurance plans can be 40–60% cheaper than individual plans, but which one works better for your family?Choosing between family floater and individual health insurance plans involves weighing shared coverage against dedicated protection. While...
- Do you really need family health insurance of Rs 1 crore?Having a higher cover is good but also be mindful of the fact that it costs money (premium), especially when you have a set household budge...
- Insurance queries: How does no claim bonus work in a health insurance policy"Several insurers offer a no claim bonus that increases the sum assured each year, if you do not make a claim. In fact, insurers can allow ...
- Factors to consider before getting a family floater health insurance policyYour decision to take an individual or family health plan should not be based only on cost but also on the flexibility to tailor the insura...
- Should one choose individual or family floater health insurance plan?If you have a family history or if one member has an adverse health condition, buying individual health cover will help in the long run.
- Why you should not include parents in medical insurance floater policiesThe premium for family floater is based on the age of the oldest member. Hence, including elderly parents in the floater plan will mean pay...
- Buying a separate cover for self and family is a healthy policyInsurance analysts say that office healthcare cover may prove to be inadequate as treatment costs go sky high and insurance benefits are cu...
- Family floaters may be cheap, but are not always enoughAccording to insurance experts, these individuals are taking a calculated risk as they assume that all members of the family may not requir...
- Family floater policies in demand as healthcare costs riseThese policies allow the customer to buy a cover with a single 'floating' sum insured for, rather than buying individual covers for a famil...
- How to ensure health insurance plans for extended familyYou now have a third option of buying a health insurance plan that will cover not only your parents, but also in-laws, siblings and even co...
- Why family floater policies offer you more for lessFamily floater policies have become popular with many, as buying a floater policy is cheaper than buying individual covers for each member ...
- Lost count of insurance policies? Opt for policy packages to suit your needsAfter buying insurance products, the real challenge is keeping track of these policies and renewing them year after year on time.
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