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DISCLOSURE OF MEDICAL HISTORY
Missed declaring parents’ pre-existing conditions? Know if you should disclose them now or switch policiesNot disclosing your parents' medical conditions when buying health insurance can have serious repercussions, especially at the time of a cl...
Health insurance during pregnancy: When unrelated illnesses can lead to claim rejectionWithout maternity cover, pregnancy-related complications aren’t covered, but disputes can arise over whether the exclusion extends to unrel...
Warren Buffett: If past data told you the future, the Forbes 400 would comprise librarians; beware of geeks bearing formulasEverybody had run to cash and government bonds, and everybody agreed it was the sensible thing to do. Warren Buffett called it the third bu...
Life insurer denied Rs 1 crore death claim over earlier policy postponement on medical grounds; here's why family wins in state commissionA life insurance claim was rejected due to alleged non-disclosure of a prior proposal. The insurer failed to prove the policyholder knowing...
Presumptive taxation for professionals: The 50% rule remains-but what changes for deductions and losses under the new tax Act?The 50% presumptive taxation rule for professionals largely continues under the new Income-tax Act. However, Section 58(4) introduces a wid...
LIC rejects claim saying past typhoid, jaundice were not disclosed: Court says the illnesses have no link to sudden heart attack that killed the policyholder; orders insurer to pay over Rs 10 lakhLIC rejects insurance claim saying policyholder hid illnesses: LIC rejected a death claim filed by a Guntur widow, arguing her husband had ...
Supreme Court issues notices to Centre, NMC, NBEMS on plea for transparency in foreign medical graduate examA bench comprising Justices P S Narasimha and Alok Aradhe took note of the submissions of lawyer Tanvi Dubey, appearing for a group of 12 c...
Meta employees' lawsuit shows that if AI fires you, proving it is the hard partA Meta Platforms lawsuit claims AI tools unfairly targeted employees for layoffs. Workers face difficulties proving AI discrimination due t...
Tata AIG rejects mediclaim saying policyholder hid a disease: Court says 'insurance companies are only interested in premiums'; orders insurer to pay over Rs 60KTata AIG rejects mediclaim of a policyholder: A consumer court in Haryana has directed Tata AIG to pay a policyholder after finding the ins...
Bryan Johnson disease: The autoimmune condition that can increase cancer risk over time and often goes undetected. Check causes, symptoms, treatment and other detailsBryan Johnson autoimmune disease: Anti-aging personality Bryan Johnson's recent revelation of autoimmune disease has ignited public interes...
Hulk Hogan cause of death: Police close investigation nearly one year after wrestling legend's passingClearwater Police have officially closed their investigation into the July 2025 death of wrestling legend Hulk Hogan, whose real name was T...
Health insurance company denies claim over father’s alleged alcohol history; son fights back and wins Rs 6 lakhA software engineer's father's health insurance claim was denied by HDFC ERGO due to an alleged alcohol history. The insurer repudiated the...
Health insurance policy claim checklist: Hospital documentation and other errors that can lead to claim rejectionsHospital documentation errors, like incorrect entries in discharge summaries, are leading to health insurance claim rejections. Patients ar...
Can you depend upon home loan insurance policy, which is often tied up with loan?Insurers such as HDFC Life are increasingly using diabetes as a pre-existing condition as grounds for claim rejection, despite various lega...
Bengaluru doctor's checklist for arranged marriage includes salary slip, ITR, credit score and HIV test. Internet dividedDr. Deepak Krishnamurthy, a Bengaluru-based cardiologist, sparked a debate on social media by advocating for medical, genetic, and financia...
Your life insurance claim may be rejected if you take a new plan without declaring the ones you already have, says SCNot disclosing existing life insurance policies while purchasing a new policy can be grounds for claim rejection, according to a Supreme Co...
5 reasons health insurance claims get rejectedEvery health insurance plan has a waiting period and, if a claim is made during the waiting period, it will be rejected.
Six reasons new insurer can reject you while porting health insurance coverPeople mistakenly think that they don’t need to update their medical history during porting as it’s not a new policy, just a switch. This c...
Insurer can't repudiate claim by citing existing medical condition: SCThe proposer is presumed to know all the facts and circumstances concerning the proposed insurance, it added. While the proposer can only d...
What is principle of utmost good faith in insurance?While buying an insurance policy, both the insurer and the insured must disclose all the facts.