Loans against FCNR B deposits exempt from priority sectorThe Reserve Bank of India has announced an exemption for loans against specific foreign currency deposits, particularly fresh FCNR(B) and N...
07 Aug, 2026, 07.49 PM IST
Banking on gear shift for pickup: After cleaning up bad loans, banks now need a new reform pushIndia's banking sector requires reforms for sustained growth and improved credit access. Banks must grow significantly to meet microenterpr...
29 Jul, 2026, 08.21 AM IST
FCNR(B) deposit drive could pressure banks' profitabilityBanks' leverage on FCNR(B) deposits could pressure profit margins. Overseas interest rates are lower, and lending spreads remain thin. This...
29 Jul, 2026, 12.30 AM IST
Did Goldiam International shares really crash 24% in one day? Here’s how the bonus math worksGoldiam International shares appeared to fall 24% after turning ex-bonus, but the decline was purely due to the 1:3 bonus share adjustment....
10 Jul, 2026, 10.50 AM IST
Bonus issue alert! Last day to buy Goldiam International shares for 1:3 bonus reward. Do you own?Diamond jewellery maker and exporter Goldiam International has fixed July 10 (Friday) as the record date for its 1:3 bonus issue, effective...
09 Jul, 2026, 07.55 AM IST
How to strengthen Indian rupee without a rate hikeThe Indian Rupee has depreciated significantly against the US Dollar since early 2025. Measures were introduced to boost capital inflows an...
08 Jul, 2026, 06.25 AM IST
India's underperformance sets stage for recovery, says JM Financial's Deepak GuptaIndian equities are showing signs of a potential rebound, with attractive valuations and improved currency stability, according to Deepak G...
30 Jun, 2026, 07.14 PM IST
CRR vs SLR: Why RBI instructs banks to maintain them and how they benefit customersThe Reserve Bank of India mandates banks to hold a Cash Reserve Ratio (CRR) of 3% of total deposits as cash with the RBI. This crucial mone...
15 Dec, 2025, 06.30 AM IST
RBI CRR hikes to increase overnight ratesCRR has been hiked to 4.5% from 4%, now taking it above the pre pandemic level when it was reduced to 3% as part of the central’s banks eff...
04 May, 2022, 08.13 PM IST
RBI's diktat for retro CRR puts banks at risk of defaultIf the central bank fails to issue clarification, banks would default on their CRR obligations, which would invite penalty from the regulat...
28 Nov, 2016, 12.02 PM IST
RBI opposes finance ministry plan to use gold deposits as bank CRRGold as CRR will weaken its effectiveness as monetary policy tool and may expose RBI's reserves to risk from commodity prices, RBI has told...
22 Jun, 2015, 03.19 PM IST
RBI against broad-basing CRR to include forex, goldThe RBI is against broad-basing CRR, the portion of total bank deposits kept with the Reserve Bank, to include forex and gold reserves as i...
13 Jan, 2015, 03.49 PM IST
RBI cuts daily CRR requirement to 95%Rajan said the cut in daily CRR balance to 95% was in the interest of allowing bankers easier management of funds. Bankers welcomed the mov...
21 Sep, 2013, 03.05 AM IST
If RBI can't cut CRR, let them pay us interest on it: SBI chairman Pratip ChaudhuriPratip Chaudhuri said if the apex bank cannot reduce CRR rate, they should pay interest on cash reserves that banks park with the monetary ...
16 Jun, 2013, 09.53 PM IST
Existing laws don't allow interest to banks on their CRR: RBI Deputy Governor Kamalesh Chandra Chakrabarty"Under the present law, I can't pay interest on the CRR...that modification came four-five years back...The government should change the ru...
10 Dec, 2012, 03.13 PM IST
- Rare use of CRR is ideal: C Rangarajan
"We need to move towards a situation in which the level of CRR comes down and it is used as an instrument of credit control only in extraor...
06 Sep, 2012, 10.46 PM IST
- SBI chief Pratip Chaudhuri sticks to view on CRR
SLR is good enough to safeguard depositors & lenders, says Pratip Chaudhuri a day after RBI deouty governor said CRR will stay.
29 Aug, 2012, 07.13 AM IST