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CREDIT CARD ANNUAL FEES
UPI MDR framework needs rationalisation to protect public trust: ReportUPI, a public digital infrastructure, has generated significant convenience for users and productivity gains for the economy, with its long...- UPI MDR framework needs rationalisation to protect public trust: IIT Bombay reportThe report cautioned that public trust in UPI could be undermined if the proposed MDR framework is implemented in its present form, stressi...
- SBI refused to close higher fee credit card given to woman who asked for a cheaper one, charged Rs 2,999 instead of Rs 499, ordered to pay Rs 50,000A Delhi consumer commission has ordered SBI Card to pay Rs 50,000 to a cardholder who asked for a cheaper credit card and was refused. The ...
- A paid Rs 1,64,900 upfront for iPhone 18 Pro, B chose credit card EMI, C picked no-cost EMI in festive sales – Who saved most after discounts?The biggest misconception about no-cost EMI is that the bank doesn't charge any interest. In a no-cost EMI, the seller readjusts the intere...
- Compensation of Rs 100 to Rs 5,000 per day for delay by bank in processing your request in these 5 situationsFrom stuck credit card closure requests to lost property papers, RBI rules require banks to pay you for every day they're late. A customer ...
- Keep UPI free, govt should withdraw proposed charges: GTRIThe Global Trade Research Initiative has urged the government to withdraw the proposed UPI charges set for October 15. Introducing fees on ...
- ₹5 lakh credit card limit but you only use ₹70k? Can unused credit help your CIBIL scoreLearn about the crucial impact of your credit card utilization ratio on your CIBIL score and recognize what a balanced ratio looks like. Un...
- New FEMA can be fatale for e-shoppersEffective from October 1, new rules by Fema are causing apprehension over individual digital service purchases. Banks will now need to repo...
- PNB launches special festival campaign, announces offers for retail loansPunjab National Bank has launched its 2026 festive retail loan campaign, offering concessions across home, car and other retail loans. Unde...
- Hidden cost of travel: Visa fees, card markups, optional tours and tips that can add 25-40% to budget; here's how to plan for themMany travelers fail to account for hidden costs while planning international journeys, often only considering major expenses. These overloo...
- Apple Pay is finally in India: Can you use it on your next trip abroad?Apple Pay’s India launch means eligible Axis Bank Visa and Mastercard credit cardholders can now use their India-issued cards for contactle...
- US raises select immigration fees for FY 2027, new charges from October 16US Citizenship and Immigration Services plans to increase certain immigration application fees starting October 16, 2026. The new fees refl...
- US to double EB-5 visa fees from November 30: What it means for Indian investors seeking green cardNew fees for the EB-5 Immigrant Investor Program will be effective from November 30, 2026. Investors using the regional-centre route will s...
- Your UPI payment just got a price tag: what it means for GST-registered taxpayersNPCI, which manages UPI, has brought in a merchant discount rate of 0.4% on certain person-to-merchant UPI payments above Rs 2,000.
- Visa and Mastercard $167.5M ATM settlement: Who qualifies, how to claim and key deadlinesA landmark settlement has been reached in the United States, with Visa and Mastercard agreeing to pay $167.5 million over ATM surcharges. E...
- Kiwi seeks up to $40 million as fintech steps up credit pushThe proposed funding would be Kiwi's largest round after the Nexus Venture Partners and Stellaris Venture Partners-backed company raised $2...
- Premium travel cards are changing as banks tie perks to broader customer relationships; here’s what you need to knowA bank can afford to give an affluent customer a highly rewarding credit card if that card helps persuade the customer to consolidate asset...
- UPI fee could recover up to Rs 15,000 crore annually while keeping most transactions freeNational Payments Corporation of India plans to introduce a 0.4% merchant discount rate for UPI transactions. This could help recover about...
- Credit card issuers push EMI loans to counter revolver model misfireWith a smaller share of customers carrying balances month to month, interest-bearing receivables are growing more slowly than transaction v...
- Are you maximising value from your credit card? Here's when rewards justify the feeDon't be fooled by the flashy credit card rewards that might not deliver true value. Learn how to accurately assess your card's worth beyon...
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