The Reserve Bank of India (RBI) has imposed penalties on several entities for failing to comply with regulatory norms. Standard Chartered B...

" A monetary penalty of Rs 30 lakh has been imposed on Standard Chartered Bank-India for non-compliance with certain provisions of the 'Res...

Gen Z borrowers monitoring their credit grew by 2.9 times in between October 2021 and September 2022, compared to overall growth of 1.8 tim...

A CIBIL Score is a consumer's credit score. It's a 3-digit number ranging between 300 and 900, which is a summary of a consumer's credit hi...

Small-ticket lending is increasingly moving out of larger metros, with 70% of disbursals from smaller cities and towns. Besides, the prefer...

The CIBIL score is a three-digit numeric summary of a consumer's credit history and a reflection of the person's credit profile. One the ot...

Women borrowers in the age group 36-50 have risen by 33 per cent since December 2017. While older women have been borrowing at an even more...

Of the 49 per cent of the gen-Z borrowers who are below prime, while 27 per cent of them are near prime, 22 per cent of them are in the sub...

A good CIBIL Score can help consumers gain access to better credit offers faster, and lenders typically consider a credit score above 750 a...

In the absence of lending opportunities to large and mid-sized corporates, banks have now shifted their focus on MSME and retail to grow th...

Small loans, upto Rs 4 lakh, borrowed for studying in middle-ranked institutes, are prone to turning bad.

The latest TransUnion CIBIL Market Insights Report on Education Loans captures an emerging trend of sharper deterioration in small ticket l...

After posting almost zero percent growth in November’16 ( year-on-year) demand or inquiries for consumer or retail loans went up to 25% in ...

The immediate impact of the currency ban has been the rise of credit card transactions by 9.5% in November last.

StanChart Bank and the non-banking financial player Sundaram Finance are believed to have exited their entire 5 per cent and 2.5 per cent s...

The government had increased foreign direct investment in credit information companies, under which a 49 per cent holding was automatically...

An individual's Cibil TransUnion Score provides loan provider with an indication of the "probability of default" of the individual based on...