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TRANSUNION CIBIL NOTES
Gold loans soar in India, but it’s southern households leading the chargeGold loans in India have surged fourfold since March 2022, becoming the second-largest retail credit segment. Southern states, led by Tamil...- In big structural shift, women borrowers become a major driver of credit demand in IndiaIndian women are significantly increasing their credit access. In 2025, they held 26% of total system credit, a substantial rise from 2017....
- Defaults on the rise in micro loans over propertyAccording to the report, delinquency levels in the micro-LAP segment rose by 45 basis points (bps) year-on-year to 3.3% as of September 202...
- RBI slaps penalties on Standard Chartered Bank-India, other entitiesThe Reserve Bank of India (RBI) has imposed penalties on several entities for failing to comply with regulatory norms. Standard Chartered B...
- RBI slaps penalties on Standard Chartered Bank-India, other entities" A monetary penalty of Rs 30 lakh has been imposed on Standard Chartered Bank-India for non-compliance with certain provisions of the 'Res...
- The younger generation getting more credit conscious: ReportGen Z borrowers monitoring their credit grew by 2.9 times in between October 2021 and September 2022, compared to overall growth of 1.8 tim...
- What is a CIBIL Score?A CIBIL Score is a consumer's credit score. It's a 3-digit number ranging between 300 and 900, which is a summary of a consumer's credit hi...
- As Covid rages, demand for small-ticket loans on the rise from beyond metrosSmall-ticket lending is increasingly moving out of larger metros, with 70% of disbursals from smaller cities and towns. Besides, the prefer...
- Difference between Credit Score and CIBILThe CIBIL score is a three-digit numeric summary of a consumer's credit history and a reflection of the person's credit profile. One the ot...
- Women getting more credit conscious, also default less than men: Credit bureausWomen borrowers in the age group 36-50 have risen by 33 per cent since December 2017. While older women have been borrowing at an even more...
- 49% of Gen-Z borrowers below prime: ReportOf the 49 per cent of the gen-Z borrowers who are below prime, while 27 per cent of them are near prime, 22 per cent of them are in the sub...
- Women borrowers rise faster than their male counterparts: Transunion CibilA good CIBIL Score can help consumers gain access to better credit offers faster, and lenders typically consider a credit score above 750 a...
- Lenders need to factor in parameters beyond credit bureau support: Transunion-CibilIn the absence of lending opportunities to large and mid-sized corporates, banks have now shifted their focus on MSME and retail to grow th...
- Small student loans prone to turn stickySmall loans, upto Rs 4 lakh, borrowed for studying in middle-ranked institutes, are prone to turning bad.
- Small sized education loans more prone to turning bad: Transunion CibilThe latest TransUnion CIBIL Market Insights Report on Education Loans captures an emerging trend of sharper deterioration in small ticket l...
- Consumer loan demand is back and credit quality too is good: Transunion CibilAfter posting almost zero percent growth in November’16 ( year-on-year) demand or inquiries for consumer or retail loans went up to 25% in ...
- Demonetisation effect: Sharp rise in credit card applicationsThe immediate impact of the currency ban has been the rise of credit card transactions by 9.5% in November last.
- TransUnion hikes Cibil stake to 55%, Standard Chartered Bank, Sundaram Finance exitStanChart Bank and the non-banking financial player Sundaram Finance are believed to have exited their entire 5 per cent and 2.5 per cent s...
- TransUnion increases stake in Cibil to 55%The government had increased foreign direct investment in credit information companies, under which a 49 per cent holding was automatically...
- Lending institutions prefer clients with credit score of 800 and aboveAn individual's Cibil TransUnion Score provides loan provider with an indication of the "probability of default" of the individual based on...
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