Gold loans soar in India, but it’s southern households leading the chargeGold loans in India have surged fourfold since March 2022, becoming the second-largest retail credit segment. Southern states, led by Tamil...
Gold loan delinquency rates send red signalBorrowers with more than ₹2.5 lakh outstanding showed a delinquency rate of 1.5% at the end of December, about 2.2x higher than those with ...
Gold Loan: Borrowers with big exposure more prone to default, says TransUnion Cibil reportIndia’s gold loan market is seeing rising stress as borrowers take larger and multiple loans, pushing up delinquency rates and credit risk,...
Credit penetration among women rise 5-fold to Rs 76 lakh crore between 2017 and 2025Women borrowers have seen a significant five-fold increase in credit access, reaching Rs 76 lakh crore by 2025. This represents 26% of all ...
In big structural shift, women borrowers become a major driver of credit demand in IndiaIndian women are significantly increasing their credit access. In 2025, they held 26% of total system credit, a substantial rise from 2017....
Risk off! Banks opting to lend to prime customersBanks are now favouring borrowers with top credit scores. This shift reflects caution in lending. New customers are also getting fewer loan...
Lenders turn risk-averse, focus on high CIBIL score borrowers as gold loans surge in IndiaLenders are prioritizing borrowers with strong credit histories and higher loan amounts, leading to a decline in new-to-credit customers. D...
TransUnion CIBIL can now access your Aadhaar information for verification purposes: Is user consent mandatory?New government rules now allow TransUnion CIBIL to use Aadhaar authentication for user verification. This enables easier registration and l...
Banks get new tool to assess new to credit customersSuch new to credit customers were historically difficult to assess because they have no formal credit history. But they are the fastest gro...
TransUnion to expand its workforce by 50% in IndiaThe new center is located at Yerwada in Pune. TransUnion plans to hire experts in data science and analytics, digital technologies, mobile ...
Digital fraud attempts from India decrease as businesses revive post-Covid: TransunionTransUnion's findings revealed a 29% decrease in suspected digital fraud attempts from India.
BoI sells entire 5% stake in TransUnion CIBIL for Rs 190.62 croreCIBIL, which began operations in August 2000, was formed as a joint venture between banks and TransUnion.
Faircent inks deal with TransUnion for real time credit appraisalFaircent will be the first online P2P lending platform to use TransUnion's eKYC module, which maps potential borrowers on multiple identity...
ICICI Securities ties up with CIBIL to provide CIBIL TransUnion scoreICICI Securities Ltd today said it has tied up with Credit Information Bureau (India) Ltd (CIBIL) to provide CIBIL TransUnion score.
With spiraling bad loans, TransUnion looking to strengthen its holding in Credit Information Bureau of IndiaTransUnion is looking to strengthen its holding in CIBIL, as mounting bad loans open up opportunity for companies that analyse credit histo...
- Lending institutions prefer clients with credit score of 800 and above
An individual's Cibil TransUnion Score provides loan provider with an indication of the "probability of default" of the individual based on...
- TransUnion to buy 27.5% more in CIBIL
US-based consumer credit reporting agency TransUnion is close to buying a 27.51% stake in Credit Information Bureau India (CIBIL) .