Can I withdraw my EPF to repay home loan principal; will I have to pay tax on it?ET Wealth Reader's Query: Can I withdraw my Provident Fund to repay my home loan principal? Will I have to pay taxes on PF withdrawal? How ...
12 Nov, 2026, 12.17 PM IST
Retirement planning: How young investors beyond metros are building a savings habitRetirement planning in India is gaining momentum among consumers aged 26 to 50 years as they begin saving early. This trend is evident as t...
09 Nov, 2026, 12.07 PM IST
Why a 9% personal inflation rate could change your retirement corpus calculationsEquity can fall 30-40% in a bad year, so money needed in the next few years must never sit there. A conservative investor may hold less. Fe...
09 Nov, 2026, 12.04 PM IST
Planning a wedding? Hidden costs that can derail your budget and drain your savingsVendor fine print, last-minute guests and family pressure can push your wedding bill way above the initial budget. Here’s how to spot the h...
09 Nov, 2026, 10.44 AM IST
Gold, Silver, Stocks: Why Bonds Deserve a Place on Your Dhanteras Shopping ListTraditionally, investors have turned to gold and silver on Dhanteras, but this trend is shifting. Recent fluctuations in these precious met...
05 Nov, 2026, 10.48 PM IST
PFRDA aims NPS expansion via banks, UPI integration; eyes corpus of around Rs 100 lakh crore by 2040The regulator is looking to accelerate growth beyond the organic expansion of the pension market by using the existing digital financial in...
04 Nov, 2026, 06.08 PM IST
Lighting lives beyond Diwali: How everyday Indians are making a difference through givingAn RBI officer, a Bengaluru retailer, a safari lodge owner and a 24-year-old money coach tell us how giving a little, steadily, lights some...
02 Nov, 2026, 11.15 AM IST
Elon Musk says saving for retirement may become pointless. How AI and robots could change the future of moneyElon Musk envisions a future where breakthroughs in artificial intelligence lead to a surplus of goods and services. He suggests that, as a...
01 Nov, 2026, 09.42 AM IST
ET Wealth Expo | India is still in SIP accumulation phase; SWPs may gain relevance in 25 years: Vikas KhemaniIndia’s SIP growth story has a long runway, with household equity exposure still in single digits and a large number of investors in the we...
30 Oct, 2026, 02.40 PM IST
Is EPFO set to invest in startups, AIFs? Report says provident fund body is working on guidelinesEmployees' Provident Fund Organisation plans to establish rules for investments in alternative investment funds. The organization is consid...
29 Oct, 2026, 06.00 PM IST
UPS rules clarified: What happens to pension contributions during employee’s probation, suspension and absence from dutyCentral government employees must contribute to the Unified Pension Scheme during probation, yet contributions during suspension are option...
29 Oct, 2026, 03.22 PM IST
EPFO plans to invest in startups, AIFs five years after govt approvalThe Employees Provident Fund Organisation is working on guidelines for investing in alternative investment funds for better portfolio diver...
29 Oct, 2026, 11.45 AM IST
EPF calculator: How your Rs 50 lakh retirement corpus can keep growing for 3 years without any PF contributionsEmployees' Provident Fund accounts continue to earn interest for three years after the age of 58. After that period, accounts become inoper...
28 Oct, 2026, 06.09 PM IST
PhonePe rolls out NPS account opening with Rs 250 contribution, no fresh KYCPhonePe has introduced a digital process for users to open National Pension System accounts. This new facility allows an initial contributi...
27 Oct, 2026, 01.06 PM IST
Retirement planning: Why the US retirement model may not work for Indian retireesThe Indian institutional framework poses unexpected risks. Not only is insurance costly for seniors, it’s not available as a standardised s...
26 Oct, 2026, 12.03 PM IST
NPS subscribers are less swayed by short-term market movements now, says Axis Pension Fund CEO Sumit ShuklaAxis Pension Fund intends to enhance its National Pension System offerings to provide better retirement savings options. The introduction o...
26 Oct, 2026, 11.54 AM IST
Retiring with Rs 2 crore corpus and need Rs 8 lakh a year? Know your ideal withdrawal rate with SWR formulaCutting through money jargon, one topic at a time. This week, Sanket Dhanorkar explains what is safe withdrawal rate and how you can ensure...
19 Oct, 2026, 11.56 AM IST