“Our machine learning algorithms combine traditional scoring model with customer’s digital footprints such as their Facebook and LinkedIn p...

As a customer, it is your duty to do your homework before you buy any financial product, especially a high interest personal loan product .

While the 2" x 3" piece of plastic in your wallet means convenience, if not used with care, they can be a recipe for financial disaster.

Clearly, given the grave implications of standing surety under the changed circumstances, be extra cautious while entering into such an agr...

Online credit card frauds have come into focus once again after some fraudsters targeted 60 bank customers in Mumbai a few days ago.

Using the cards on the basis of the benefits they offer and some smart tips can help individuals save money.

For individuals with disabilities, the Reserve Bank of India and the Indian Banks Association have put in place guidelines for opening and ...

Lenders look at your credit score before giving you a loan. Here’s how it is calculated and how you can build a good credit history.

Banks have discovered cases of identity theft where fraudsters have created a new third-party identity using misappropriated KYC documents.

Amrit Singh has been honoured for her groundbreaking work in the field of human rights law, along with a number of other noted Indian-Ameri...

A weak rupee means that Indian students paying fees in US currency will have to arrange for more rupee funds for the same amount of dollar ...

With some smart financial and career planning, you can reduce your dependence on the annual increment and prepare for a better one.

Existing home loan borrowers, who have to often endure the heartburn of seeing benefits of rate cuts being passed on only to new borrowers,...

Borrowers think that having a clean repayment history alone can ensure a good credit score. Though there are many other influencing factors.

ET tells you what precautions one should take while using credit cards and how to avoid identity theft.

Floating rate loans have surged ahead of their fixed rate counterparts on the popularity charts, thanks to the substantial differential in ...

Last year, the existing borrowers did not see any reduction in their home loan EMIs or tenures. Here's why it may be different this year.