Startup CreditVidya's app TrustScore may track you online for credit score“Our machine learning algorithms combine traditional scoring model with customer’s digital footprints such as their Facebook and LinkedIn p...
Three questions to ask before taking a loanAs a customer, it is your duty to do your homework before you buy any financial product, especially a high interest personal loan product .
'Close' your credit card rows; 'settled' status a red flag for future lendersWhile the 2" x 3" piece of plastic in your wallet means convenience, if not used with care, they can be a recipe for financial disaster.
Planning to stand surety? Think before signing on the dotted lineClearly, given the grave implications of standing surety under the changed circumstances, be extra cautious while entering into such an agr...
How to stay on guard against online fraudsOnline credit card frauds have come into focus once again after some fraudsters targeted 60 bank customers in Mumbai a few days ago.
Smart tips to maximise gains on your credit cardUsing the cards on the basis of the benefits they offer and some smart tips can help individuals save money.
Banking guidelines in place to help differently abled individualsFor individuals with disabilities, the Reserve Bank of India and the Indian Banks Association have put in place guidelines for opening and ...
How to ensure a high credit score before applying for a loanLenders look at your credit score before giving you a loan. Here’s how it is calculated and how you can build a good credit history.
Beware! Your KYC papers may be misusedBanks have discovered cases of identity theft where fraudsters have created a new third-party identity using misappropriated KYC documents.
PM's daughter honoured for pioneering work in human rights lawAmrit Singh has been honoured for her groundbreaking work in the field of human rights law, along with a number of other noted Indian-Ameri...
Students aspiring to study overseas may have to borrow more as rupee weakensA weak rupee means that Indian students paying fees in US currency will have to arrange for more rupee funds for the same amount of dollar ...
Ways to reduce your dependence on annual increment and prepare for a better oneWith some smart financial and career planning, you can reduce your dependence on the annual increment and prepare for a better one.
RBI frowns on variation in interest rates on retailExisting home loan borrowers, who have to often endure the heartburn of seeing benefits of rate cuts being passed on only to new borrowers,...
Applying for loan? Know your credit score firstBorrowers think that having a clean repayment history alone can ensure a good credit score. Though there are many other influencing factors.
How to shield yourself from credit card fraudET tells you what precautions one should take while using credit cards and how to avoid identity theft.
Choosing a fixed rate loan is not a good idea when interest rates fallFloating rate loans have surged ahead of their fixed rate counterparts on the popularity charts, thanks to the substantial differential in ...
Why home loans are set to be cheaper this yearLast year, the existing borrowers did not see any reduction in their home loan EMIs or tenures. Here's why it may be different this year.