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RBI RISK WEIGHTAGE
Mutual funds cut exposure to private banks for 2nd straight month in April. Is banking sector under pressure?Mutual funds reduced their exposure to private banks for the second consecutive month in April, driven by tactical rotation and near-term e...
A Rs 3 hike makes India’s inflation battle somewhat harderIndian Oil Marketing Companies have increased petrol and diesel prices by Rs 3 per litre each, and CNG by Rs 2/kg, following daily losses o...
Bank Lending to NBFCs Rises 26%, Fastest in FY26In the previous fiscal year, bank lending to Non-Banking Finance Companies (NBFCs) witnessed an impressive 26 percent increase, fueled by t...
Q4 impact: Bank stocks slump up to 32% in 3 months, but brokerages bet on SBI, HDFC Bank, 6 more stocks. Check whyBanking stocks have slumped up to 32% over three months, underperforming the Nifty amid FII outflows, rising oil prices and rate concerns. ...
RBI proposes changes to credit risk rules for lendersThe Reserve Bank of India is proposing significant changes to how banks assess loan risks and set aside funds for potential losses. These a...
Small finance banks wants RBI to clear doubt about micro loan risk weightageMicrofinance loans constitute a majority share of SFBs' loan portfolio, barring a few exceptions like AU and Equitas. The confusion arose b...
Fintech lenders may face the brunt of RBI’s tightening of capital norms for unsecured lendingGiven that fintechs have mostly focussed on disrupting unsecured personal loans, consumer durable loans, credit cards and gold loans throug...
Reserve Bank of India announces steps to boost credit flow to real estate sectorAs per a notification issued by the RBI, new housing loans will attract a risk weight of 35 per cent where LTV is less than 80 per cent and...
RBI relaxes LTV rules to make home loans taken till March 2022 cheaperA loan-to-value (LTV) ratio compares the amount of a loan you will borrow against the total value of the property you want to buy. Lenders ...
Gold loan companies say asset price risks well taken care ofThe RBI raised the LTV on gold loans for banks last Thursday to 90 per cent from 75 per cent. The move is aimed at helping cash-strapped bo...
Personal loans likely to become cheaper as RBI cuts risk weightageBanks have to keep aside a higher amount of money depending on the risk perception on loans guided by the central bank.
SBI lowers interest rates on home loans above Rs 75 lakhThe RBI had recently lowered risk weightage on home loans from 75 bps to 50 bps and the provision for standard assets was reduced to 25 bps...
- RBI to half risk weightage on asset finance companies
The finance ministry has forwarded a recommendation in this regard to the RBI and the central bank is expected to take a final call within ...
- SEZs may not land easy loans due to risk of higher defaults
In view of the tremors caused by the global financial crisis, the government may not accept commerce & industry ministry’s proposal to lowe...
- Co-ops may find it easier to offer home loans
For home loans up to Rs 30 lakh and below 75% of the value of the property, banks will need to set aside only 50% of the capital they are r...
- Below Rs 20-lakh home loans wait for lower interest
Banks do not appear inclined to take a cue from RBI on reducing interest rates for home loans below Rs 20 lakh. Instead, they are raising i...
- No change in CRR, repo, reverse repo rates
RBI Governor tinkers with risk weightage on home loans up to Rs 20 lakh. GDP forecast lowered to 8.5%.
- Banks may be forced to mop up Rs 25k cr
RBI note proposes to increase risk weightage on all unrated loans above Rs 10 cr to 150% from 100%.
- Banks to get more time for Basel II migration
Reserve Bank of India (RBI) is expected to push back the deadline for banks to adopt the international capital norms.
- Banks may have to offer 100% risk weightage
Commercial banks are likely to be asked to provide 100 per cent risk weightage on guaranteed state government corporations' securities (non...