Fuelled by lending boom, DPDzero bets big on AI-led debt recoveryAs India’s unsecured lending boom accelerates, collections are emerging as the next major battleground for fintechs and lenders.
27 May, 2026, 01.06 PM IST
Credit at the tap: The opportunities and risks of India’s digital lending boomIndia's digital lending is rapidly transforming credit access, with mobile apps now disbursing significant loan volumes, especially to youn...
13 May, 2026, 09.00 AM IST
Off the tough route to loan recoveryA recent video from Pune shows loan recovery agents using force against a borrower. This incident reveals problems within Indian banks. Ban...
01 May, 2026, 01.00 AM IST
Fintech-driven personal loans show rising stress, delinquencies at 6-quarter highFintech cos' small-value personal loans are showing increased stress, with delinquencies rising to 3.6% by March 2025, particularly in Tier...
01 Jul, 2025, 07.25 PM IST
Fintech lenders have high delinquency levels in small value loans says RBIThe RBI has highlighted concerns over consumer loans, noting that over half of borrowers have three or more loans simultaneously. The Finan...
27 Jun, 2024, 04.55 PM IST
Retail loan growth moderates in Sept qtr; unsecured loan NPAs go up: ReportHome loans, the bulwark for retail exposures for banks given the high ticket sizes, showed no growth at all in the September quarter origin...
06 Feb, 2024, 08.56 PM IST
Signs of stress in small ticket personal loans: ReportDuring Q2’ 2023, overall balance-level serious delinquencies (measured as 90 days or more past due) improved across product categories, exc...
02 Nov, 2023, 08.26 PM IST
Unsecured lending picking up amidst falling delinquenciesBorrowers inquiring about personal loans increased by 141 percent for the three month period ending May 2022 compared to 93 percent growth ...
20 Jul, 2022, 06.39 PM IST
Consumer demand remains strong but delinquencies also inch up: Cibil dataDelinquencies in the LAP segment remain highest at 4.14% in November 2021, up 30 basis points from a year ago. One basis point is 0.01 perc...
03 Mar, 2022, 06.38 AM IST
Consumer loans growing but some vintage loans indicate higher risk: CIBILCredit balances for consumer loan products grew 17.1% y-o-y in the quarter ended June 2019 compared to 23.5% a year earlier led by a more t...
30 Oct, 2019, 05.10 PM IST
Default rate in small loans lowest, finds studyUnsecured loan disbursal is rising the fastest, but delinquencies there are still the lowest at 0.5%.
26 Dec, 2018, 02.58 PM IST
Unsecured loans delinquency contained: Cibil StudyThe number of credit card accounts increased by nearly 32% in the last year to 36.9 million in CYQ3 2018.
25 Dec, 2018, 08.08 PM IST
Delinquency in retail loans is minimal compared to big-ticket loans: StudyRisks on big-ticket loans, particularly auto loans and loan against property, are higher compared to personal loans or consumer durable loa...
31 Jul, 2018, 01.29 PM IST
Loan portfolio up by 6.5% in the first quarter of 2016: Equifax reportThe loan portfolio has grown by 6.5%, with secured mortgage, auto and gold loans leading the pack, says the second edition of Equifax's Ind...
06 Sep, 2016, 06.29 PM IST
- Fitch expects higher default in unsecured personal loans
Fitch Ratings said it expects default in unsecured personal loan sector in India will continue to increase.
09 Apr, 2008, 04.00 AM IST
- Finance cos funding delinquent accounts to dress up books
Lenders of the finance companies and arms of banking groups are ‘funding’ delinquent accounts to window-dress their books.
28 Aug, 2007, 03.38 AM IST
- Banks’ rural foray drives up defaults
Aggressive expansion by banks and non-banking finance companies (NBFCs) in retail loans is now taking its toll. Delinquencies across some o...
27 Jul, 2007, 03.32 AM IST