Searched for
PERSONAL LOAN DELINQUENCIES
Jefferies initiates coverage on Poonawalla Fincorp with Buy rating. Why are analysts bullish?Jefferies has initiated coverage on Poonawalla Fincorp with a Buy rating and a target price of Rs 490. The brokerage sees strong growth pot...- Retail loan stress is the new growth driver for ARCsDuring 2025-26, ARCs acquired stressed debt worth more than Rs 2 lakh cr, comprising Rs 1.5 lakh cr of corporate loans and Rs 50,000 cr of ...
- Harassed by loan recovery agents? Know your legal rights and 6 steps to fight backBorrowers struggling with debt often face harassment from recovery agents through abusive calls, threats, public shaming, and unauthorised ...
- Fuelled by lending boom, DPDzero bets big on AI-led debt recoveryAs India’s unsecured lending boom accelerates, collections are emerging as the next major battleground for fintechs and lenders.
- Credit at the tap: The opportunities and risks of India’s digital lending boomIndia's digital lending is rapidly transforming credit access, with mobile apps now disbursing significant loan volumes, especially to youn...
- Off the tough route to loan recoveryA recent video from Pune shows loan recovery agents using force against a borrower. This incident reveals problems within Indian banks. Ban...
- Fintech-driven personal loans show rising stress, delinquencies at 6-quarter highFintech cos' small-value personal loans are showing increased stress, with delinquencies rising to 3.6% by March 2025, particularly in Tier...
- Fintech lenders have high delinquency levels in small value loans says RBIThe RBI has highlighted concerns over consumer loans, noting that over half of borrowers have three or more loans simultaneously. The Finan...
- Retail loan growth moderates in Sept qtr; unsecured loan NPAs go up: ReportHome loans, the bulwark for retail exposures for banks given the high ticket sizes, showed no growth at all in the September quarter origin...
- Signs of stress in small ticket personal loans: ReportDuring Q2’ 2023, overall balance-level serious delinquencies (measured as 90 days or more past due) improved across product categories, exc...
- Unsecured lending picking up amidst falling delinquenciesBorrowers inquiring about personal loans increased by 141 percent for the three month period ending May 2022 compared to 93 percent growth ...
- Consumer demand remains strong but delinquencies also inch up: Cibil dataDelinquencies in the LAP segment remain highest at 4.14% in November 2021, up 30 basis points from a year ago. One basis point is 0.01 perc...
- Consumer loans growing but some vintage loans indicate higher risk: CIBILCredit balances for consumer loan products grew 17.1% y-o-y in the quarter ended June 2019 compared to 23.5% a year earlier led by a more t...
- Default rate in small loans lowest, finds studyUnsecured loan disbursal is rising the fastest, but delinquencies there are still the lowest at 0.5%.
- Unsecured loans delinquency contained: Cibil StudyThe number of credit card accounts increased by nearly 32% in the last year to 36.9 million in CYQ3 2018.
- Delinquency in retail loans is minimal compared to big-ticket loans: StudyRisks on big-ticket loans, particularly auto loans and loan against property, are higher compared to personal loans or consumer durable loa...
- Loan portfolio up by 6.5% in the first quarter of 2016: Equifax reportThe loan portfolio has grown by 6.5%, with secured mortgage, auto and gold loans leading the pack, says the second edition of Equifax's Ind...
- Fitch expects higher default in unsecured personal loansFitch Ratings said it expects default in unsecured personal loan sector in India will continue to increase.
- Finance cos funding delinquent accounts to dress up booksLenders of the finance companies and arms of banking groups are ‘funding’ delinquent accounts to window-dress their books.
- Banks’ rural foray drives up defaultsAggressive expansion by banks and non-banking finance companies (NBFCs) in retail loans is now taking its toll. Delinquencies across some o...
Load More
