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OPTIMA INSURANCE BROKERS
Best ways to find the right health insurance policy: A comparison of ICICI Lombard, HDFC Ergo, Care, Niva Bupa, Tata AIG policiesChoosing a health insurance policy involves more than just premium cost. This comparison of leading Indian insurers highlights key features...
Finding Rs 1 crore health insurance cover costly? A Rs 50k voluntary deduction can reduce premium by up to 35%If you have a health insurance policy with a low sum insured, you face a big risk. A few years from now, the cost of treatment will, in all...
Budget 2015: Unified grievance redressal agency on the anvilAs part of budget proposals, Jaitley announced the setting up of a Task Force for establishing a “sector-neutral” Financial Redressal Agenc...
- Insurers scrap sub-limits in health policies
Two years after introducing sub-limits in health insurance policies, non-life insurers are now deleting the clause from new plans to attrac...
- Four sales pitches by insurance agents that you mustn't fall for
There are some typical sales pitches which are necessarily factual and definitely not in your best interest.We list some common ones here.
- How to get best deal on motor insurance
Don't fall for claims that you can save as much as 20%. But there surely are ways to cut the premium outgo.
- Mediclaim is must for senior citizens
The loading of premiums, if justified for renewals of mediclaim policies issued to senior citizens, shall not exceed 50-75% of the premiums.
- You need more than an insurance term plan to cover risks
Smart people go for a term cover. However, the question remains: Does the term plan take care of all your insurance needs?
- Cover's not enough, build a healthcare kitty
If you save just Rs 1,700 in the form of SIP for 20 years, you can accumulate a corpus of Rs 10 lakh after 20 years for your healthcare nee...
- Health insurance: Stick to deadlines while making claims
With health insurance companies strictly adhering to claim submission timelines now, make sure you do so within the stipulated period to av...
- Vehicle dealers not last stop for auto insurance
If you plan to buy a car, you don't have to necessarily pick up motor insurance from the dealer.
- Insurers bet on assured returns
With stock market-related unit linked insurance plans (Ulips) hardly finding any takers now, life insurers have launched old favourites: gu...
26/11 spawns a new breed of exclusive terror insuranceThe mass hysteria generated by the 26/11 attacks has resulted in insurance companies being inundated with enquiries.
- Now, you can customise insurance policies
The financial security covers will soon come with add-on services, of course, by paying extra premium. Balancing your money | Mistakes inve...
- Free advice on insurance is now just a click away
Optima Insurance brokers’ has introduced a service for the insured, wherein you can now avail of free expert advice from the specialists in...
- Now, register for a free terrorism cover
A leading public sector non-life insurance provider, Optima Insurance Brokers in alliance with New India Assurance Company, is offering a t...
- IRDA sets ceiling on insurance commission
To prevent insurance companies from paying more commission to agents and brokers than what guidelines allow, IRDA has banned payment of any...
- Get insured against terrorist attacks for free!
Insurance portal Click2insure.in has launched a free policy to provide a cover of Rs 1L in the event of death in a terrorist attack. Trigge...
- Clients cheer as insurance gets the Net edge
Insurance brokers have started providing aggregations services, offering quotes across a range of insurance companies to retail buyers of p...
- Insurers put premium on risk profile
Premiums you pay is now linked to the risks you carry.