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NPS RETIREMENT PLANNING INDIA
5 rule changes from October 1: SBI ATM charges, MDR on UPI, bulk FD rates, KYC for LPG subsidy and moreIn October 2026, significant changes to banking and finance regulations will take effect, impacting numerous services. Furthermore, the Res...
Retirement planning: Why costs, asset allocation, and compounding matter more than chasing returnsA status match essentially allows one loyalty programme to recognise your credentials from another. Instead of spending 50 nights at a hote...
Market crash near or after retirement: Invested heavily in equities for high returns, but are you ready to withstand a 25% crash?Navigating the unpredictable tides of market fluctuations can be particularly daunting for retirees. This guide delves into balancing equit...
Delhi HC directs police to decide on bank unions' protest site ahead of Sept 28-30 strikeIn a significant ruling, the Delhi High Court mandated police to locate a new site for the protest organized by bank employees, due by Sept...
Early retirement could lead to a 10% penalty - how 72(t) may help access your savingsA $10 million retirement account can create a major tax burden for someone retiring before 50. Forbes contributor Cicely Jones explains how...
Rs 1.68 crore investments, Rs 89,000 monthly MF SIP. Can this 40-year-old investor retire at 50?A 40-year-old investor based in Pune is on a mission to retire by age 50 while providing for her two children’s education. With savings of ...
8th Pay Commission: AIDEF demands Rs 69,000 minimum pay, 3.83 fitment factor and 11-year commutation period8th Pay Commission news: AIDEF has put forth demands regarding family units and pay calculations for the 8th Pay Commission. They request a...
UPS for Railway employees: Assured pension, VRS and one-time switch to NPS explainedThe Ministry of Railways has announced the Unified Pension Scheme rules for employees covered under the National Pension System. Employees ...
100% family pension and NPS-related benefits: Know who is eligible to get extraordinary pension benefits in RailwaysThe railway employees' new pension guidelines have been announced, slated for implementation in 2026. These provisions classify both death ...
Your house is worth Rs 2 crore, but are you really retirement ready?While an expensive home is nothing less than an achievement, you must remember that the house in which you live produces no rent at all. Ap...
NPS Swasthya latest guidelines: How much do you need to contribute? Check fees, withdrawal and exit rulesThe PFRDA has unveiled comprehensive operational guidelines for the NPS Swasthya health cover. These guidelines specify minimum contributio...
₹250 to start a child’s retirement fund: Does this govt-backed scheme give higher returns than PPF, SSY?
Is Punjab heading towards UPS-like pension scheme? Here’s what its notification suggestsThe Punjab government is taking a closer look at its pension scheme for state employees, with the goal of aligning benefits more closely to...
Senior living in India: Can buying a retirement home drain your savings?Senior living communities offer security, healthcare support, maintenance-free living and companionship. But moving into one can require a ...
70% think Rs 1 crore is enough for retirement; can it meet your retirement goal?Is Rs 1 crore enough for retirement? A new study reveals declining confidence among urban Indians, with many accumulating only 28% of their...
Pension Sakhis to take retirement security cover to rural IndiaThe Department of Rural Development and PFRDA will create Pension Sakhis across rural India. These women will facilitate pension enrolment ...
100% equity NPS schemes have attracted younger investors, says Sriram Iyer, MD & CEO, HDFC Pension FundThe multiple-scheme framework introduced last year, the lower mandatory annuitisation requirement, and the growing focus on non-government ...
NPS risk labels: Will PFRDA’s new framework help subscribers make better choicesThe unwieldy retirement scheme is becoming more organised through risk-based classification, standardised disclosures, uniform naming conve...
Will your NPS linked retirement get derailed if you change your job? Here’s what you can do to keep your retirement on trackChanging jobs? Make sure your National Pension System (NPS) account doesn’t get overlooked. Learn how your Permanent Retirement Account Num...
Indian retirees missed out on equity wealth: How decades of pension-led retirement saving left portfolios stock-lightFor the longest time, we had a defined benefit plan. Even today, we have around us many retired government and public sector employees (and...