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NBFC STRESS TEST
Banks clear RBI stress test, but NPAs tick up in tough scenariosThe Reserve Bank of India's latest financial stability report indicates that Indian banks will likely keep capital levels above the regulat...
RBI stress test flags rising NBFC stress, capital buffers to thin by FY27India's central bank warns of rising bad loans and shrinking capital for non-banking lenders. Stressed assets could hit 2.8% by March 2027,...
RBI mandates kill switch for AI models at banks, introduces comprehensive model risk frameworkThe Reserve Bank of India is implementing stringent rules for banks and financial entities using Artificial Intelligence. A new draft frame...
Rakesh Jhunjhunwala's timeless lesson on handling life's and market's ups and downs: 'Life is not linear. We have to accept reality as it is rather than...'Legendary investor Rakesh Jhunjhunwala in quote of the day emphasized that life and markets move in cycles, with setbacks being an unavoida...
20 months of bearish markets: One additional letter that tells you which 'cheap' stocks are actually cheapMost investors live by one ratio. That ratio that tells them all they want to know – or should one say all they want to hear? They open a s...
For investors with patience, experience, and anxiety appetite: 5 stocks from different sectors with upside potential of up to 21%For the last five years, the theme on the street has mostly been: Buy today, expect comfort tomorrow. But some of the better wealth-creatin...
These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of up to 25%We are living in times when the morning may see conciliatory exchanges between the US and Iran, leading to a cooling in crude oil prices. B...
Digital lenders wary of small biz; Mythos’ biggest security riskHappy Tuesday! Digital lending firms are turning cautious on term loan exposure to small businesses. This and more in today’s ETtech Mornin...
These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of up to 25%It is not every day that you see crude oil prices moving higher and the Asian markets, including India, also inching higher. Now, as an inv...
India's financial system can handle shocks, but long-term outlook hazy, RBI's report saysThe report flagged risks from geopolitical tensions and trade disruptions, which could trigger exchange rate volatility, dampen trade flows...
Banks well capitalised to handle macro shocks"Under the baseline scenario, the aggregate CRAR (capital to risk weighted asset ratio) of 46 major banks is projected to slip from 16.7% i...
RBI flags contagion risk, says stress in NBFC sector assessed to be higher than in March 2023The Reserve Bank of India (RBI) stated in its Financial Stability Report that while macro stress tests show banks would comply with minimum...
Banks' bad loan growth likely to slow as recovery gathers pace: RBIThe central bank pointed out that conservative assessments under hypothetical adverse economic conditions and model outcomes should not be ...
NBFCs may have lower bad loan ratios than banks yet challenges remainBad loans for banks may rise to 14.8% under severe condition, Reserve Bank of India said. NBFCs’ bad loan ratio was 6.8% at the end of Sept...
RBI flags fresh liquidity concerns for NBFCsThe systemic risks can intensify in the context of Covid-19 as the strength of the overall financial system has now been put to test follow...
RBI asks lenders to submit analysis on COVID-19 impactThis would also involve building and reporting worst-case scenarios on asset quality and capital requirements, one person said. Lenders sai...
Slowdown may worsen bad loans problemDelinquency in home loans rose for NBFCs and HFCs, while it remained stable for banks.
Banks to face capital shortfall of Rs 3.5 lakh crore in event of systemic crisis in NBFC sector: FitchWe assume that 30 per cent of banks' NBFC exposure becomes non-performing, said Fitch.
Growth a matter of highest priority for RBI at this juncture: Shaktikanta Das“The pursuit of financial stability has always been a policy priority in India."
DHFL crisis could make the case for NBFC stress test strongerThe latest disclosure by DHFL has raised doubt on the collection efficiency of NBFCs.