“There is a significant difference not only between public sector and private sector banks’ interest rates but also between our repo-linked...

LIC Housing Finance took the lead in cutting rates just a few days ago.

Bank of Baroda, Union Bank, Syndicate Bank roll out differential rates based on Cibil scores

Find out how to select the right lender and optimise benefits under the new regime.

Before switching to another bank, first check the margin that will be determined by your credit score.

Since developers are independent entities, they are free to create schemes within the allowable legal framework.

For instance, they could make a loan application through the portal, which will elicit responses from banks that are interested.

SBI has decided to link its home loan interest rates to the repo rate. Here's what this means for borrowers.

Banks are set to move from internal benchmarks to determine floating rates of retail loans to external benchmarks specified by the central ...

Prepaying large home loans with a little bit of planning and discipline is not a difficult task.

The regulator for housing finance companies has decided to part guarantee bond sales.

Find out the steps you should be taking to reduce the burden of a higher interest rate on your ongoing home loan.

As the repo rate cut by the Reserve Bank of India (RBI) and shift to a new interest regime coincide, it’s decision-making season for home l...

While MCLR will automatically apply to new loans, existing borrowers can choose to switch to the new methodology after paying a fee.

The forthcoming new base rate formula, coupled with the recent rate cut, will leave more money in borrowers’ wallet.

It is often tempting to walk into the branch of a bank that has just advertised that it has cut its lending rates and that it is among the ...

With Reserve Bank of India cutting rates and new rules for the base rate system, we could soon see home loans becoming cheaper.