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Home loan relief, landmark court rulings, gaming crackdown: Key events that turned heads in 20252025 saw significant shifts in personal finance, with succession law changes abolishing mandatory probate in major cities and clarifying an...- Why isn't your home loan EMI dropping after RBI rate cuts? Blame your lenderHome loan borrowers face a crucial choice between banks and housing finance companies. Banks often pass on rate cuts faster due to their fu...
- How a right home loan prepayment strategy can save big on interest and reduce loan tenureWith tax breaks gone, prepaying your home loan could save you more than you think.
- PSU lenders offering better interest rates may lure home loan clients from private sector banks“There is a significant difference not only between public sector and private sector banks’ interest rates but also between our repo-linked...
- On cue from SBI, Housing Finance cos look to slash ratesLIC Housing Finance took the lead in cutting rates just a few days ago.
- PSBs start giving loans based on customers’ risk profileBank of Baroda, Union Bank, Syndicate Bank roll out differential rates based on Cibil scores
- Best home loan: How to maximise benefits in new interest rate regimeFind out how to select the right lender and optimise benefits under the new regime.
- Switching to repo-linked home loans? Here's what you should knowBefore switching to another bank, first check the margin that will be determined by your credit score.
- Tread cautiously when dealing with subvention schemes offered by real estate developersSince developers are independent entities, they are free to create schemes within the allowable legal framework.
- Good times ahead for banking customers and home loan borrowers?For instance, they could make a loan application through the portal, which will elicit responses from banks that are interested.
- SBI links home loan interest rates to repo rate: Will borrowers gain?SBI has decided to link its home loan interest rates to the repo rate. Here's what this means for borrowers.
- External benchmarking of loan interest rates to help new borrowers: Here's howBanks are set to move from internal benchmarks to determine floating rates of retail loans to external benchmarks specified by the central ...
- Want to prepay your home loan? Here is how you can do itPrepaying large home loans with a little bit of planning and discipline is not a difficult task.
- NHB to give part-guarantee for bonds floated by HFCsThe regulator for housing finance companies has decided to part guarantee bond sales.
- Three steps home loan borrowers can take to reduce the interest rate hike burdenFind out the steps you should be taking to reduce the burden of a higher interest rate on your ongoing home loan.
- Should borrowers switch to the new MCLR regime for loans?As the repo rate cut by the Reserve Bank of India (RBI) and shift to a new interest regime coincide, it’s decision-making season for home l...
- Home loan borrowers should make the most of ‘good’ times, say expertsWhile MCLR will automatically apply to new loans, existing borrowers can choose to switch to the new methodology after paying a fee.
- Here’s how the new base rate formula will help borrowersThe forthcoming new base rate formula, coupled with the recent rate cut, will leave more money in borrowers’ wallet.
- Post rate cut rush: Negotiate before you switch lendersIt is often tempting to walk into the branch of a bank that has just advertised that it has cut its lending rates and that it is among the ...
- Will home loans become cheaper with RBI’s new base rate formula?With Reserve Bank of India cutting rates and new rules for the base rate system, we could soon see home loans becoming cheaper.
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