Insurance is a risk cover and not an investment: Don’t confuse the twoThough Vihaan Gupta often receives insurance sales calls, he believes his current cover and investments are sufficient and a simple top-up ...
16 Jun, 2025, 06.30 AM IST
How to use systematic withdrawal plan to get retirement income from mutual fundsRetirement ushers in the luxury of time that enables you to follow your passions and relax. If you have a lump sum at retirement, a systema...
24 Feb, 2025, 06.30 AM IST
Retirement Planning: Have financial ‘Plan B’ ready to take care of unforeseen risksRetirement is not just about age—it involves family, attitude, finances, and lifestyle. Despite meticulous planning, risks such as unforese...
16 Dec, 2024, 06.30 AM IST
Earning well? Grab every opportunity to create diversified wealth portfolioThe ability of a household to focus on wealth creation depends on its regular surplus. When you generate a large and consistent surplus, an...
09 Oct, 2023, 06.30 AM IST
Just got married? How to start your financial planningIt is very important for newlyweds to think and plan practically even though they are at an exciting and new stage in their lives. A budget...
14 Aug, 2023, 06.30 AM IST
Balancing long-term and short-term money goalsPrioritise your goals and invest separately to meet each of them.
19 Jun, 2023, 06.30 AM IST
How to set up a savings plan for a high earnerCreate a diversified portfolio before crossing the stage of peak income.
22 May, 2023, 06.30 AM IST
Labdhi to take over Rajesh LifeSpaces' project in MumbaiWith this acquisition, Labdhi will be the lead developer of the project to be now known as Labdhi Searene, while Rajesh LifeSpaces makes a ...
09 Mar, 2023, 12.08 AM IST
How to increase cover option in term life insurance policyA term insurance with an increasing cover feature will automatically increase the coverage amount until it reaches the maximum limit.
06 Jun, 2022, 06.30 AM IST
When should you review your financial plan?Financial plans must be reviewed at regular intervals - at least annually. That is a set frequency at which a review must be undertaken wit...
21 Feb, 2022, 06.30 AM IST
What does small-ticket insurance cover?A small-ticket insurance cover focuses on a specific need of the buyer. It is also known as bite-size insurance. These insurance products r...
27 Jan, 2020, 06.30 AM IST
What is principle of utmost good faith in insurance?While buying an insurance policy, both the insurer and the insured must disclose all the facts.
03 Jun, 2019, 06.30 AM IST
Do you have a high paying job? Use the surplus to diversify your investment portfolioAs income increases, the share of mandatory expenses falls, leaving a larger portion for lifestyle expenses. Use this surplus to build a co...
05 Nov, 2018, 06.30 AM IST
How a family office functionsFamily offices are wealth management advisory firms that serve ultra-high net worth investors and provide financial advice and solutions.
15 Oct, 2018, 10.35 AM IST
Should you buy a plot as an investment?If you have limited or no assets, beginning with a large, indivisible asset such as a piece of land could be a bad idea.
18 Dec, 2017, 06.30 AM IST
How should couples plan their finances when they become parents late in lifeThe biggest challenge would be to balance the major expenses of the family with saving for retirement at a time when their earning capacity...
03 Apr, 2017, 06.30 AM IST
How much money do you need to meet your retirement needs?There are no easy answers, nor is there a one-size-fits-all approach. It depends on the lifestyle you want in retirement or the lifestyle t...
19 Dec, 2016, 06.30 AM IST