Banks are paying significantly higher rates for certificates of deposit, reaching near two-year highs. This reflects intense competition fo...

With top CD rates still near 4%–5% in 2025, experts say CDs offer rare guaranteed income and principal protection. They won’t beat stocks l...

A 5-year CD offers around 4.5%, safe and predictable. Fixed annuities grow tax-deferred and often beat CD rates over time. CDs give a lump ...

Certificates of Deposit offer safe savings but are not entirely risk-free. Early withdrawals incur penalties that can reduce earnings. Bank...

Public sector banks increased certificate of deposit issuance since 2022. Their market share rose significantly. Private banks initially le...

Data from domestic rating agency India Ratings show public sector banks issued ?37,700 crore of CDs in the first 20 days of November compar...

Ever since the 2008 financial crisis, CDSs have evoked a negative perception. In India, mutual funds (MFs) are permitted to buy CDS to hedg...

Axis Bank’s CDs traded as high as 7.75 per cent before RBI announced an unscheduled bi-monthly policy last Friday. These instruments are no...

In March this year, interest rates on CDs shot up from 10.5% to nearly 12% as banks made desperate attempt to garner deposits.

Certificate of deposits or CDs are losing their sheen as investors and other financial institutions are not finding these short-term instru...

MUMBAI Banks are finding a unique arbitrage opportunity between the repo and the certificate of deposits, or CD, markets.

Vijaya Bank, with 44% of bulk deposits on its books, is first to take a hit; Fitch downgrades outlook from stable to negative.

The idea to shift investment to short-term papers also stems from the premise that interest rates could go up over the next few months. Inv...

The worst seems to be over for Indian banks, at least as far as overseas borrowings are concerned.

Public sector banks have come together to reduce the acute liquidity problems being faced by several mutual funds.

The overseas derivatives market has turned bullish on Indian papers. Credit default swaps (CDS) of Indian companies on five-year debt in ov...

Corporates appear to be taking a view that interest rates have stabilised. They are now locking into long-term loans and are avoiding short...