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INTEREST RATES AND CDS
Some Indian banks poised for interest margin gains as short-term funding costs fallIndian banks are poised for improved interest margins this quarter, thanks to the Reserve Bank of India's liquidity-boosting measures. Thes...
Where to park your cash in 2026: 8 smart places to grow and protect your moneyIn 2026, smart cash management is important due to high prices and a slow job market. People are looking for safe places to keep money whil...
This 5.00% CD is turning heads, and you don’t have to lock in longThe 5.00% CD rate has surged back, jumping from 4.25% to a market-leading high in April 2026. This sharp move is grabbing attention across ...
Banks pay near 2-year high rates on CDs amid tight liquidityBanks are paying significantly higher rates for certificates of deposit, reaching near two-year highs. This reflects intense competition fo...
Should Certificates of Deposit (CDs) be part of your retirement savings plan? Pros and cons from an expertWith top CD rates still near 4%–5% in 2025, experts say CDs offer rare guaranteed income and principal protection. They won’t beat stocks l...
The great retirement showdown: Fixed annuities or CDs — which pays off bigger?A 5-year CD offers around 4.5%, safe and predictable. Fixed annuities grow tax-deferred and often beat CD rates over time. CDs give a lump ...
CDs explained: Safe investment or risky business? Here’s what you must knowCertificates of Deposit offer safe savings but are not entirely risk-free. Early withdrawals incur penalties that can reduce earnings. Bank...
PSU Banks' share in certificates of deposits issuance rises to 69% from 6% in three yearsPublic sector banks increased certificate of deposit issuance since 2022. Their market share rose significantly. Private banks initially le...
Banks stick to certificates of deposits to keep lendingData from domestic rating agency India Ratings show public sector banks issued ?37,700 crore of CDs in the first 20 days of November compar...
View: Let the swap market bloomEver since the 2008 financial crisis, CDSs have evoked a negative perception. In India, mutual funds (MFs) are permitted to buy CDS to hedg...
Liquidity push trims CD interest ratesAxis Bank’s CDs traded as high as 7.75 per cent before RBI announced an unscheduled bi-monthly policy last Friday. These instruments are no...
- Year-end spike in CD rates may face scrutiny
In March this year, interest rates on CDs shot up from 10.5% to nearly 12% as banks made desperate attempt to garner deposits.
- Short-term Certificate of Deposits issuances fall to 2-year low: RBI data
Certificate of deposits or CDs are losing their sheen as investors and other financial institutions are not finding these short-term instru...
- Banks find it profitable to borrow from repo window and invest in certificate of deposits
MUMBAI Banks are finding a unique arbitrage opportunity between the repo and the certificate of deposits, or CD, markets.
- Banks betting big on CDs in a rollover jam
Vijaya Bank, with 44% of bulk deposits on its books, is first to take a hit; Fitch downgrades outlook from stable to negative.
- MFs keep off T-bills, turn to CPs, CDs for higher returns
The idea to shift investment to short-term papers also stems from the premise that interest rates could go up over the next few months. Inv...
- Banks breathe easy as liquidity woes wane
The worst seems to be over for Indian banks, at least as far as overseas borrowings are concerned.
- Public sector banks to ease MF loan terms conditionally
Public sector banks have come together to reduce the acute liquidity problems being faced by several mutual funds.
- Credit default swaps take a dip for most companies
The overseas derivatives market has turned bullish on Indian papers. Credit default swaps (CDS) of Indian companies on five-year debt in ov...
- CP volumes shrink as India Inc opts for long shot on rates
Corporates appear to be taking a view that interest rates have stabilised. They are now locking into long-term loans and are avoiding short...