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IRDAI HEALTH INSURANCE RULES 2024
Health insurance claims: How the moratorium clause protects you after five yearsCutting through money jargon, one topic at a time. This week, Preeti Kulkarni explains how the moratorium clause in health insurance protec...- Group health insurance claims: 5 common claim deductions and disputes employees should know aboutMost group plans cover pre-existing diseases from day one, and individual employees are not medically underwritten. Barring a few exception...
- NBFCs eye rate hikes, higher fees to offset insurance income hitNon-bank lenders and housing finance companies are expected to raise lending rates in response to proposed regulatory changes. This adjustm...
- Go Digit says IRDAI's EoM rules led to unintended rise in commissionGoyal said that the existing Expense of Management (EoM) framework had failed to achieve its intended objective of reducing expenses, with ...
- Go Digit posts 31% dip in net profit to Rs 142 croreThe company’s management had previously noted that in the last five years there has been no increase in third-party motor insurance rates, ...
- Life Insurance Corp of India reports higher premium income in H1, net profit rises around 22%Life Insurance Corporation of India reported a 21.52% increase in net profit for the first half of FY27. Total premium income rose by 11.64...
- Have third-party insurance for your car or bike but no passenger cover? Here's how to add it without cancelling your policyExciting changes are coming to motor insurance in India! Starting December 15, 2026, policyholders can enhance their coverage with legal li...
- Planning robotic surgery? Your health insurer may pay only 50% of the hospital bill: Know what to checkRobotic surgery is increasingly covered by health insurance in India, but not without complications. Despite having a high sum insured, pol...
- Irdai mandates four-tier structure for motor insurance from Dec 15Irdai will implement a four-tier structure for motor insurance covering private cars and two-wheelers. Customers will have the option to se...
- How digital distribution shifts the balance of power towards the customerThe insurance sector grapples with pressing issues like mis-selling and customer complaints, which hinder the efficacy of policies. However...
- Irdai tightens ESOP norms, share transfer rules for insurersIrdai has implemented stricter rules regarding employee stock option plans for insurance companies to regulate ownership stakes. Senior exe...
- State-run general insurers to submit turnaround plansState-run general insurers must submit board-approved plans to the government for reducing unprofitable business segments. The government a...
- Irdai to weigh 650+ responses on insurance commissionsThe regulator had extended the deadline earlier by a week after receiving more than 650 responses to its September 23 consultation paper, w...
- Hospital balance sheet: How AI could cut costs and improve efficiencyAs hospitals grapple with soaring costs in drugs, supplies, and labor, the integration of AI emerges as a vital necessity.
- PB Fintech Q2 profit rises 43% to Rs 192 crore, revenue grows 35%The growth was led by Policybazaar's insurance distribution business, where demand for health and term insurance remained strong. Total ins...
- Health insurers seek expense cap tweaksStandalone health insurers have requested that mandatory insurance products be excluded from expense-of-management calculations. They argue...
- Dynamic pricing's unacceptable in insurance, big payouts erode value: IRDAI chief Ajay SethIRDAI chief Ajay Seth criticises the approach of some digital platforms, warns high commissions leave less in the risk pool, push up premiu...
- Insurance commission: NBFCs seek 5-year transition period to reduce selling feeThe industry body of NBFCs has told the Insurance Regulatory and Development Authority of India (IRDAI) that the proposed commission caps o...
- Insurance commission: IRDAI extends time for feedback to October 31The regulator is engaging with different stakeholder groups and has not reached a conclusion on the proposals, IRDAI chairman Ajay Seth had...
- HealthRail: Turning India's hospital receivables into growth capitalIn a strategic move to streamline hospital cash flow, HealthRail is offering expedited access to accrued revenues. This initiative specific...
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