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FD LADDERING STRATEGY
Inflation is up again; should you invest in FDs now or wait for interest rates to rise further? Check what a 1% hike means for your Rs 2 lakh FDFD rate hike: In September 2026, retail inflation soared to 5.54%, sparking opinions about the possibility of interest rate hikes on fixed ...
How you can use FD laddering for Rs 10 lakh investment after RBI raises repo rateThe Reserve Bank of India has raised the repo rate, which positively impacts fixed deposit interest rates. Investors should explore the FD ...
Can banks raise FD interest rates now as RBI increases repo rate by 25 bps?RBI MPC October 2026: The Reserve Bank of India has increased the repo rate by 25 bps from 5.25% to 5.50%, signaling a shift. Following thi...
How can fixed deposits help manage short-term and long-term financial goals?Fixed deposits provide a reliable mechanism for achieving your financial objectives, combining predictable returns with versatile tenures. ...
ETMarkets Smart Talk | How to invest ₹1 crore in bonds for 3 years: Vineet Agarwal’s playbookFor investors with a three-year horizon, the focus now shifts from chasing capital gains to earning steady carry while managing credit, liq...
Planning to invest over Rs 10 lakh in fixed deposits? Here are 4 benefits of splitting your money across multiple FDsInvestors face a choice between single and multiple fixed deposits for large sums. Splitting deposits offers better liquidity and increased...
FD rates may drop to record low as RBI cuts repo rate in MPC meet: Last window for FD investors to utilise current higher ratesRBI MPC meeting 2025: After today’s repo rate cut, the total cut this year has increased to 125 bps. The RBI earlier cut the rate in 3 MPC ...
Lock it before it's gone: How FD laddering is your best shield against falling interest ratesWith the RBI slashing the repo rate three times in 2025, bringing it down from 6.5% to 5.5%, fixed deposit returns are tumbling fast. Enter...
RBI Repo Rate Pause: Time for FD investors to make most of the current interest rates as fall in fixed deposit rates to continueThe RBI maintained its repo rate on October 1, 2025, for the second time, suggesting an end to further FD rate cuts by banks. Investors sho...
RBI Repo Rate Pause: Time for FD investors to make the best of prevailing high interest rates as FD rates to continue to fallFixed deposit investors should brace for potential interest rate cuts. The Reserve Bank of India has kept the repo rate unchanged, but prev...
What should FD investors do now? RBI cuts repo rate by 50 bps, interest rates will fall furtherRBI repo rate cut by 50 bps: The RBI has cut the repo rate and other key rates by 50 bps in today's monetary policy announcement. The lates...
FD interest rates above 9%; use this strategy to maximise returns from fixed depositsMaximising returns from FDs: When you use a fixed deposit ladder, you don't need to predict interest rate changes to find the best time to ...
FD interest rate up to 8.1%: Top banks offering highest interest rates on 1-3 year fixed deposit tenuresHighest FD rates: Fixed deposits with terms ranging from one week to ten years are available for selection. Here are top banks fixed deposi...
Fixed deposit interest rates start seeing a dip in banks; how to select FD tenure now for maximum returnsFixed Deposit Interest Rate: DCB Bank slashed interest rates on its fixed deposits by up to 50 basis points this month. Among other banks, ...
Bank FD interest rates touch 9%; which fixed deposit tenure will get you best returns: 1,2,3 or 5 years?Rising interest rates in the last year have made fixed deposits attractive. Fixed deposit interest rates have touched a lucrative 9 per cen...
RBI's move to push up FD rates further: Here's how investors can get the best of itFixed depositor (FD) investors should keep this in mind that it may take long after the RBI is done with its series of rate hikes for the d...
FD investors should use this formula to get maximum benefit from rising interest ratesEven though the direction of interest rate has reversed, nobody is sure where the rates will finally reach and how long will it take for in...
Fixed deposit ladder can help you get the best returns from FDs now: Here's how and whyWhile keeping all eggs in one basket, or keeping one big FD of a long tenure, is a bad investment strategy in general, it has become all th...
RBI keeps repo rate unchanged: 5 things fixed deposit investors can do to get better returnsOver the last two weeks, HDFC Bank, HDFC and Bajaj Finance have increased interest rates on their FDs. After the latest status quo announce...
How to avoid premature closure of a bank fixed depositA better way to manage interest rate risk and provide some liquidity to funds as well is to 'ladder' one's deposits across different tenure.