New EPFO rules mandate 3-day PF settlements, simplify withdrawalsGovernment revamps EPFO rules, mandating PF claim settlements within three days and imposing a 12% penal interest on officials for delays. ...
03 Jul, 2026, 12.54 AM IST
EPFO 3.0 promises a digital PF experience, but can it fix years of legacy problems?EPFO 3.0 aims to modernize provident fund services through upgraded technology, faster claim processing, simplified withdrawals, digital re...
29 Jun, 2026, 12.00 PM IST
Will Rs 32 lakh EPF corpus withdrawal be tax-free? Are there better options than withdrawing?ET Wealth Reader's Query: I contributed to EPF until 2021 while working at an MNC. Since moving to a startup in 2022 that doesn’t offer PF,...
16 Jun, 2026, 10.52 AM IST
NPS growth, performance, market-linked annuities; Sriram Iyer, CEO of HDFC Pension, talks about India’s changing retirement landscapeIndia's retirement planning is evolving with rising private sector NPS participation and evolving annuity products. While government contri...
25 May, 2026, 12.00 PM IST
Retiring with a large EPF corpus? Here’s how to allocate money across fixed income and mutual fundsRetirees with large EPF corpus need to balance safety with growth. Financial planners advise focusing on stable, tax-efficient income gener...
13 May, 2026, 11.27 AM IST
From Rs 17 lakh education loan to Rs 50 lakh net worth in 4 years: Can you replicate this Reddit success story?A 29-year married Reddit user has shared his story of how, just four years into his job, he not only paid off his education loan but also c...
11 May, 2026, 04.20 PM IST
EPFO member alert! Have old, inoperative EPF account? E-PRAAPTI portal will soon help you track it easilyThe Employees Provident Fund Organisation is introducing E-PRAAPTI, a new digital portal. This platform will assist members in finding, tra...
30 Apr, 2026, 11.59 AM IST
EPF + own house = retirement sorted? CA warns how your Rs 2 crore flat can leave you cash-poorA chartered accountant's analysis reveals a significant gap in India's traditional retirement plan of owning a home and EPF. Savings often ...
30 Apr, 2026, 09.44 AM IST
Has government increased EPF wage ceiling limit of Rs 15,000 in Budget 2026?The Union Budget 2026 has maintained the Employees' Provident Fund (EPF) wage ceiling at Rs 15,000, a limit unchanged since 2014. Experts h...
01 Feb, 2026, 01.03 PM IST
How to build a Rs 12 crore retirement fund? Financial expert tells how to do it using just EPF and NPSA financial expert suggests that salaried individuals earning up to Rs 14.65 lakh can eliminate income tax through strategic investments in...
04 Jul, 2025, 03.30 PM IST
Retirement planning: Don't make these 7 retirement saving mistakes if you are a young earnerRetirement corpus: Building a retirement portfolio is not just about picking the right investments; you should also avoid mistakes. Here ar...
10 Oct, 2023, 03.04 PM IST
7 retirement saving mistakes that young earners makeAll they have to do is avoid these simple yet costly mistakes so that they can reap the benefits by the time they retire.
10 Oct, 2023, 02.51 PM IST
Retirement Planning: How to save for your retirementFinancial planners suggest a retirement corpus target that is about 20 times your annual income. While some feel that 30 times can be a bet...
22 Aug, 2023, 11.56 AM IST
EPF interest rate slashed to 8.1% for 2021-22; can you still save enough for your retirement?The Labour Ministry has recently proposed to slash the interest rate by 0.4% to 8.1% from 8.5% earlier for the FY 2021-22. The decrease in ...
31 Mar, 2022, 04.45 PM IST
Retirement planning: How EPF, NPS can help you get government-like pensionOne of the common miscalculations which most people do while saving for retirement is the ability of the corpus to compensate for the infla...
19 Jan, 2022, 05.12 PM IST
EPF vs NPS: Who should move from EPF and who should stay putUnless the problems facing the EPF are addressed, the scheme is headed for trouble and younger people should consider moving out to the mor...
21 Sep, 2020, 11.13 AM IST
Lowering of PF contribution proposed: Here is how it will impact youThis can impact your take-home pay and the corpus accumulated at the time of retirement. Further, the cost-to-company will change too.
02 Aug, 2018, 11.27 AM IST