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EPF BALANCE GROWTH
How to get Rs 3 lakh/month from my Rs 2 crore EPF corpus?ET Wealth Reader's Query: I retired at 53 and have Rs 2 crore in my EPF account. I understand that I can continue to earn interest on the b...
₹79 lakh more at retirement? How a small monthly VPF contribution can boost your retirement corpusVoluntary Provident Fund offers a stable retirement savings avenue for salaried employees. Additional VPF contributions can significantly g...
CA challenges ‘buy your home early’ advice: Why your 30s should focus on wealth buildingCA Nitin Kaushik challenges the advice to buy a home early, arguing that ages 25 to 40 should prioritise asset accumulation. He recommends ...
Rs 1,800 EPF vs 12% of basic pay: Choosing Rs 1,800 monthly contribution can increase your in-hand salary, but is it worth?Employees face a choice between higher immediate income and a larger retirement fund. Reducing EPF contributions increases take-home pay bu...
When will EPF interest be credited to your provident fund account as EPFO keeps rate unchanged at 8.25%?EPFO has announced an 8.25% interest rate for the financial year 2025-26. This rate remains unchanged from the previous year. Employees' Pr...
The big retirement reset: How EPF and NPS rules were rewrittenRetirement planning saw major changes in 2025. Policymakers reformed EPF and NPS, making them more flexible and digital. NPS now allows eas...
Changed jobs but yet to transfer your EPF? Here's why skipping could cost you lakhs in retirementFailing to transfer your EPF when you change jobs can cost you tax benefits, pension eligibility, and lakhs through lost compound interest....
Tax-free, risk-free, and effort-free. But CA says many employees make mistakes that cost lakhs in lost savingsChartered Accountant Nitin Kaushik highlights the benefits of Employee Provident Funds. EPF is a government-backed savings tool. It offers ...
Your EPF account to get 8.25% interest credit this week: 4 ways to check provident fund interest credit, balanceThe EPFO will finalize crediting 8.25% interest for 2024-2025 into members' accounts this week. Labour Minister Mansukh Mandaviya stated th...
UPS like pension for private sector employees? How NPS plus EPF can get you regular income like Unified Pension Scheme; check calculationWhile govt employees got their much awaited demand met as government launched a new pension scheme called Unified Pension Scheme which offe...
EPF interest rate fixed at 8.15% for FY 2022-23 by EPFO; hikes interest rate by 0.05%The Employees Provident Fund Organisation (EPFO) has fixed the interest rate at 8.15% for financial year 2022-23 as per the sources quoted ...
Retirement planning: How EPF, NPS can help you get government-like pensionOne of the common miscalculations which most people do while saving for retirement is the ability of the corpus to compensate for the infla...
ITR filing: How to report excess employer contribution to EPF, NPS, retirement fundsWith effect from the financial year 2020-21, the excess contributions made by the employer to EPF, NPS and retirement funds will be taxed a...
How new EPF rules are going to impact youThe scheme is undergoing sweeping changes. Apart from recent tweaks in rules, new measures proposed could change its very structure.
Lowering of PF contribution proposed: Here is how it will impact youThis can impact your take-home pay and the corpus accumulated at the time of retirement. Further, the cost-to-company will change too.
Where should I invest my retirement benefits to get the maximum return?Opt for the direct plans of the funds as they have lower expense ratios which help them generate higher returns compared to the regular pla...
Government to soon hold tripartite talks on labour rulesThe Labour Ministry is in the process of converting 44 laws into four codes -- Industrial Relations, Wages, Social Security and Safety.