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EMI FOR LAND
Gurugram maid earns Rs 60,000, works across 5-6 homes and pays a land EMI. Top company executive says, 'She has zero safety net...'. What does her financial discipline look like?A Gurugram-based top company executive shared how his maid earns Rs 60,000 monthly while working across five to six homes and carefully man...- India's retail credit market shifts to rural, GenZ borrowers via digital platformsYounger consumers and rural households are driving India's retail credit market growth. These aspirational borrowers now account for most n...
- Make growth piggyback on savingsHousehold savings are increasingly held in financial assets, not physical ones. This shift creates a significant mismatch for long-term inv...
- NBFCs: How you own them matters more than which you own; 19 NBFC stocks with upside potential ranging from 1% to 31%Like much of the Indian market, valuations in this sector are also not cheap. And when you pay a full price for a sector, the risk of getti...
- ‘Sorry beta, we cannot give you the life you deserve’: Delhi techie lost her home at 16, years later she bought back the land, built her dream house without debt or EMIsDelhi-based techie Bhawan Chauhan recalled seeing her father cry after the family lost their home when she was 16. Unable to afford enginee...
- ‘We might not be able to give you…’: Techie recalls seeing father cry at 16, shares how one moment changed her lifeAn X user named Bhawna has opened up about the financial hardship her family faced during her teenage years and how watching her father str...
- Is Gen Z bad at saving money? Rs 5,000 loan request makes 26-year-old question how youngsters use lavish lifestyles to hide empty savingsA recent Reddit discussion has sparked a debate over Gen Z’s relationship with money, spending habits and financial discipline. What began ...
- CA challenges ‘buy your home early’ advice: Why your 30s should focus on wealth buildingCA Nitin Kaushik challenges the advice to buy a home early, arguing that ages 25 to 40 should prioritise asset accumulation. He recommends ...
- From gold and LIC policy to SIPs and crypto: How investment habits changed from Boomers to Millennials to Gen ZModern Indians are redefining investment strategies; rather than saving first, the youth now prioritise their financial goals before choosi...
- Employee earns almost Rs 1 lakh per month, yet reveals they have financial trauma: 'We will literally lose our home...'A Reddit user revealed in an emotional post that even after they and their family achieved a semblance of financial stability, they are sti...
- Bengaluru tech salaries are rising, then why are people giving up on buying homes? Viral post highlights a deeper issueA viral X post by Shankar von Mysuru has reignited the debate over Bengaluru's rising housing costs, with many users saying homeownership i...
- RBI's status quo on rates to support housing demand, keep real estate sentiment intact: IndustryThe RBI's decision to keep the repo rate unchanged at 5.25% for the fourth straight review has received a positive response from the real e...
- Where to buy a second-hand car in India: Online platforms vs local dealers vs classifiedsBuying a used car in India involves three main channels. Online platforms offer convenience and reduced risk for buyers. Local dealerships ...
- Homebuyer wins full refund with Rs 1.57 crore interest in MahaREAT as builder delays possession by 3 years, citing MHADA-MCGM disputeHomebuyers have won a significant victory as MahaREAT ruled a builder cannot use inter-authority disputes to justify possession delays exce...
- 'It's a gold-plated trap': CA's viral post says Gurgaon's Rs 2-lakh EMI homes are just an illusion of wealth created for neighboursA chartered accountant highlighted Gurgaon's luxury lifestyle as debt-driven. High-earning professionals face large EMIs, trapping them in ...
- Using an EMI calculator to plan loan against property repaymentLoans against property offer benefits like low interest rates and long repayment tenors. Borrowers can use the funds for any housing or bus...
- Chandrayaan-3: India's moon lander clears key tests successfullyAccording to ISRO, the Chandrayaan-3 lander successfully underwent EMI/EMC test during January 31-February 2 at the U.R. Rao Satellite Cent...
- What should not be your first investment?If one has limited or no other assets, beginning with a large, indivisible, illiquid and physical asset such as a piece of land is a bad id...
- Developers demand restructuring of loans, waiver of stamp duty“We have raised the matter on several platforms but nothing concrete has happened. Developers do not have the money to pay salaries if liqu...
- 5 ways to manage your home loan EMI betterDon't skip an EMI. Apart from penalties, it also negatively affects your credit score. Prolonged default can even result in your home being...
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