Even a minor upward movement in interest rates could make these schemes extremely risky and volatile. In simple terms, investors might lose...

Gilt funds are not recommended to regular debt investors because they are risky and volatile. Gilt funds suffer the most when the rates go ...

Corporate bond mutual funds invest at least 80% of their corpus in the papers of the highest-rated companies which makes them relatively sa...

The Reserve Bank of India has issued revised market risk capital requirements for commercial banks, aligning Indian regulations with Basel ...

As of April 1, 2027, banks are prohibited from reclassifying instruments to achieve lower capital requirements under the new market risk gu...

Mutual fund advisors say banking & PSU debt schemes are ‘relatively’ safe because these schemes invest only in bonds and papers of banks an...

India’s affluent investors are moving beyond traditional savings towards diversified portfolios, alternative assets, professional advice, a...

ET Wealth Reader's Query: I am 48, planning to fund my son’s MBBS degree at a private medical college. The fee is about Rs 21 lakh a year f...

Indian residents and HUFs can use the basic exemption limit to lower capital gains tax. This provision under the Income Tax Act, 2025, rema...

Retirement doesn't mean tax-free mutual fund income. Understand how capital gains, IDCW payouts, and SWPs are taxed. Discover strategies li...

A financial expert examined the mutual fund portfolio of a 58-year-old investor and detected several imbalances. With a concentration in mi...

ET Wealth Reader's Query: I retired at 53 and have Rs 2 crore in my EPF account. I understand that I can continue to earn interest on the b...

SEBI introduced sectoral debt funds allowing concentrated exposure in sectors like financial services and energy with high credit ratings. ...

CA Nitin Kaushik says investors should not begin by asking where to invest. Instead, they should consider their goals, time horizon, risk c...

If you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 1...

If you are planning to invest for three to five years, but don’t want to take a call on interest rates, you can bet on dynamic bond funds

As per Sebi mandate, medium duration funds must invest in debt and money market instruments with Macaulay duration of three to four years.