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CIBIL REPORT
CIBIL score on BHIM app: Steps, limits, and dispute process you should knowChecking your CIBIL score is now easier. The BHIM App, developed by NPCI BHIM Services Limited, has integrated TransUnion CIBIL's consumer ...
Gold loans soar in India, but it’s southern households leading the chargeGold loans in India have surged fourfold since March 2022, becoming the second-largest retail credit segment. Southern states, led by Tamil...
Gold loan delinquency rates send red signalBorrowers with more than ₹2.5 lakh outstanding showed a delinquency rate of 1.5% at the end of December, about 2.2x higher than those with ...
Gold Loan: Borrowers with big exposure more prone to default, says TransUnion Cibil reportIndia’s gold loan market is seeing rising stress as borrowers take larger and multiple loans, pushing up delinquency rates and credit risk,...
Credit penetration among women rise 5-fold to Rs 76 lakh crore between 2017 and 2025Women borrowers have seen a significant five-fold increase in credit access, reaching Rs 76 lakh crore by 2025. This represents 26% of all ...
Loan got rejected despite 720 CIBIL. Redditor later found out the four reasonsA Reddit user with a 720 CIBIL score was surprised by a loan rejection, discovering his detailed report revealed issues. Old inquiries, a '...
Lenders turn risk-averse, focus on high CIBIL score borrowers as gold loans surge in IndiaLenders are prioritizing borrowers with strong credit histories and higher loan amounts, leading to a decline in new-to-credit customers. D...
New to credit loans dip in Q1 as lenders turn cautious: ReportNew-to-credit (NTC) borrowers slowed in Q1FY26, making up 16% of loan originations, down from 18% a year ago, as lenders took a cautious st...
Borrowers to get compensation for delay in correction of credit report by credit information companiesBorrowers had to run around to get their credit history corrected after they found any error in reporting. With RBI now enhancing the griev...
What is a CIBIL Score?A CIBIL Score is a consumer's credit score. It's a 3-digit number ranging between 300 and 900, which is a summary of a consumer's credit hi...
Difference between Credit Score and CIBILThe CIBIL score is a three-digit numeric summary of a consumer's credit history and a reflection of the person's credit profile. One the ot...
What is the difference between CIBIL Score and CIBIL Report?If you are keen to make your financial goals a reality, you should work towards a CIBIL Score of 750+ and a healthy CIBIL Report.
Forged PAN card leaves man with bad credit score, Rs 6.5 lakh duesOn checking with the other bank, it emerged that someone had submitted a forged copy of his PAN card, with a different picture and a signat...
Key elements to look out for in the Cibil reportA credit score of more than 750 is typically considered to be a good score and is most likely to be eligible for sanction of a loan.
What does status like 'closed', 'settled' and 'written off' in your credit report mean?If the CIBIL report shows a "settled" or "written off" status, then it may get difficult for the individual to obtain a loan.
How to improve your chances of getting a loan and credit cardYour CIBIL report and score help banks decide on your loan application. That is why you must check these parameters before applying for a l...
Substantial improvement in borrower data, says CIBILCIBIL reports and credit scores, based on individual's payments to loans and credit cards, are provided in order to help evaluate and appro...
Five factors that impact your credit scoreAs per diktat by RBI and banks customers should have good credit history in Cibil report to qualify for loans with attractive rate of inter...
ICICI Securities ties up with CIBIL to provide CIBIL TransUnion scoreICICI Securities Ltd today said it has tied up with Credit Information Bureau (India) Ltd (CIBIL) to provide CIBIL TransUnion score.
25% loan seekers under 30 years of age: Cibil ReportThere has been a huge rise in the number of people under 30 years of age seeking credit in the last five years, according to credit informa...