Gold Loan: Borrowers with big exposure more prone to default, says TransUnion Cibil reportIndia’s gold loan market is seeing rising stress as borrowers take larger and multiple loans, pushing up delinquency rates and credit risk,...
14 Apr, 2026, 01.52 PM IST
Consumer demand remains strong but delinquencies also inch up: Cibil dataDelinquencies in the LAP segment remain highest at 4.14% in November 2021, up 30 basis points from a year ago. One basis point is 0.01 perc...
03 Mar, 2022, 06.38 AM IST
Wilful defaults fall marginally in pandemic-hit FY21: TransUnion CIBIL dataThe number of accounts with an exposure of over Rs 25 lakh marked by lenders as wilful defaulters also dipped to 10,898 as of March 31 this...
30 Jun, 2021, 05.54 PM IST
CIBIL may soon give one free credit report a yearResearch data based on CIBIL's data analysis indicates that 79% of loans and credit cards were approved for individuals who had a credit sc...
18 Jul, 2016, 03.55 PM IST
CIBIL targets small and micro loans segment, partner with SME lendersWith this CIBIL says it will provide information solutions to help the financial companies make better lending decision, increase their cus...
15 Jun, 2016, 04.13 PM IST
Education loan default can impact CIBIL credit scoreNon-repayment of education loan can now affect one's credit score, a top official of Credit Information Bureau (India) Ltd (CIBIL) has said.
04 Jun, 2015, 06.51 PM IST
Smart things to know about Credit information reportThe CIR is a statement created by Cibil on the personal credit quality of a borrower, based on his credit history as shared by various lend...
02 Sep, 2013, 09.11 AM IST
- More enquiries over credit profile post financial crisis: CIBIL
As per CIBIL data, main drivers of credit growth post June quarter of 2009 has been in the secured loans segment.
16 Jan, 2013, 05.15 PM IST
- Retail asset quality of banks beat market and management expectations: CIBIL
""Currently CIBIL is not seeing any inching up in 30-60 day past due buckets in any retail asset category,"" the Prabhudas Lilladher (PL) r...
20 Jul, 2012, 07.58 PM IST
- CIBIL launches credit information reports for cos
CIBIL has launched Credit Information Reports for companies to help them access the system data before they go for raising a loan.
06 Jul, 2011, 05.34 PM IST
- Lending institutions prefer clients with credit score of 800 and above
An individual's Cibil TransUnion Score provides loan provider with an indication of the "probability of default" of the individual based on...
19 May, 2011, 04.13 AM IST
- Inclusive credit histories
One key part of sorting out the problems that afflict the microfinance industry is creating a database of borrowers.
07 Dec, 2010, 07.22 AM IST
- Cibil to launch mortgage default database; to expand clientele
Credit Information Bureau (India) Ltd (Cibil) today said it will come out with a database on mortgage defaulters and is also looking at exp...
07 Jul, 2010, 04.29 PM IST
- ET in the classroom: Credit info bureau
CIBIL is the country's credit information bureau owned by banks and other lending institutions.
27 Jan, 2010, 03.52 AM IST
- Now, insurers & telcos too can check your credit history
Mobile phone operators may reject your application for a post-paid connection if they are not satisfied with your credit data. Monitoring f...
18 Apr, 2009, 12.00 PM IST
- Don't bank on banks for loans
Getting bank loans has become tougher. Because banks are closely watching your credit history.
30 Jan, 2009, 06.19 AM IST
- Banks must share default data: Reddy
Reserve Bank of India governor Y V Reddy yesterday told bank CEOs to share data on defaults with the Credit Information Bureau of India (CI...
28 Oct, 2004, 02.22 AM IST