TransUnion CIBIL can now access your Aadhaar information for verification purposes: Is user consent mandatory?New government rules now allow TransUnion CIBIL to use Aadhaar authentication for user verification. This enables easier registration and l...
26 Feb, 2026, 01.42 PM IST
Parliament Watch: Govt scraps CIBIL score rule, clears port and steel policy changesThe government has removed the CIBIL score requirement for PSU bank jobs. Vadhvan port's first phase is expected by 2030. Galathea Bay will...
19 Aug, 2025, 11.48 PM IST
Your credit score may fail you, even if you’ve played by the rulesCredit scores in India, calculated by credit information bureaus, significantly impact access to loans, jobs, and even healthcare. However,...
22 Jul, 2025, 06.22 PM IST
Ex-HDFC and ICICI Bank employee denied job by SBI for negative CIBIL score on loans taken for younger brother; loses legal challenge in courtA man's poor CIBIL score led to State Bank of India denying him a job. Despite clearing the exam and interview, his past loan defaults were...
14 Jul, 2025, 02.37 PM IST
How fast you take loans also impacts your credit score, not just the amount: Bhavesh Jain, MD & CEO, TransUnion CIBILA lot more needs to be done to educate borrowers on the finer aspects of credit behaviour. Often, the borrowers don’t understand the impact...
02 Jun, 2025, 01.00 PM IST
Lowest home loan interest rates 2024: Check which bank is offering lowest rates for amount above Rs 75 lakhIf you are planning to avail of a home loan, then you should make sure to compare the interest rate as a lower interest rate can result in ...
14 Dec, 2024, 05.00 PM IST
Free Aadhaar updation, tax saving, SBI special FDs, Paytm: 9 major money deadlines, changes in March 2024These dates pertain to a few regulations that taxpayers and investors must follow in order to prevent any last-minute headaches or losses d...
01 Mar, 2024, 03.15 PM IST
Banking access may be at risk if you seek to delete credit dataTechnology experts and policy lawyers were split on whether CICs can be exempt under the new data law and if people can request complete da...
06 Feb, 2024, 06.01 AM IST
How much your home loan EMI will increase after RBI's 40 bps repo rate hikeIn an off-cycle meeting, RBI hiked key policy rates (repo rate and standing deposit facility) by 40 basis points. The hike was done to deal...
06 May, 2022, 12.33 PM IST
Have a high CIBIL score? Know the importance of it for a personal loan27 Apr, 2020, 04.50 PM IST
Fintech lenders find favour with millennialsThe fintech lenders opened 2.19 lakh loan accounts in the second quarter of FY18 .
27 Mar, 2019, 08.08 AM IST
Last date to get free credit report is December 31: Did you get yours?You can apply for the free report and score once a year between January and December from one of the four credit information companies.
28 Dec, 2017, 02.01 PM IST
Pay all your bills on time to get more credit, suggests RBIAt present, when a borrower seeks a personal loan or a credit card, the lending institution checks his credit score from credit information...
04 Mar, 2015, 12.51 PM IST
Faced with defaults, buyers forced to pay EMIs for homes that won't be delivered anytime soonPeople who take loans to buy apartments must continue paying their EMIs, or their credit scores will take a hit.
09 Aug, 2014, 10.47 AM IST
Banks keeping close watch on credit card duesCredit card delinquencies or bad debts peaked in India to 6% (of the total dues outstanding) in the aftermath of the 2008 financial crisis.
14 Feb, 2014, 06.03 AM IST
Cibil to include mobile bill payment history to check credit worthinessNon-payment of telephone bills will rule out the possibilities of getting a new credit card or even another mobile number.
30 Jan, 2012, 07.42 AM IST
- Credit scoring model to assess your worth
The banking regulator will soon issue rules that will enable co-operative banks to be members of CIBIL.
29 Nov, 2007, 04.25 AM IST