Searched for
CIBIL SCORE RULE
NRI credit cards: Rewards and lounge access aren’t everything, what more NRIs should know before getting an Indian credit cardFor Non-Resident Indians (NRIs), an Indian credit card offers significant benefits beyond convenience, including building a crucial CIBIL s...- How a writer saved Rs 55,000 a year using 21 credit cards without paying interestA freelance translator uses 21 credit cards as a financial tool, saving Rs 50,000-55,000 annually by optimizing spending. Through meticulou...
- How a simple home loan EMI calculation before you apply can reduce your interest burdenA home loan EMI calculator is an invaluable tool for financial planning, allowing users to estimate monthly repayments, total interest, and...
- Stopped swiping your credit card? Here's the silent damage it's doing to your CIBIL score
- TransUnion CIBIL can now access your Aadhaar information for verification purposes: Is user consent mandatory?New government rules now allow TransUnion CIBIL to use Aadhaar authentication for user verification. This enables easier registration and l...
- Parliament Watch: Govt scraps CIBIL score rule, clears port and steel policy changesThe government has removed the CIBIL score requirement for PSU bank jobs. Vadhvan port's first phase is expected by 2030. Galathea Bay will...
- Your credit score may fail you, even if you’ve played by the rulesCredit scores in India, calculated by credit information bureaus, significantly impact access to loans, jobs, and even healthcare. However,...
- Ex-HDFC and ICICI Bank employee denied job by SBI for negative CIBIL score on loans taken for younger brother; loses legal challenge in courtA man's poor CIBIL score led to State Bank of India denying him a job. Despite clearing the exam and interview, his past loan defaults were...
- How fast you take loans also impacts your credit score, not just the amount: Bhavesh Jain, MD & CEO, TransUnion CIBILA lot more needs to be done to educate borrowers on the finer aspects of credit behaviour. Often, the borrowers don’t understand the impact...
- Lowest home loan interest rates 2024: Check which bank is offering lowest rates for amount above Rs 75 lakhIf you are planning to avail of a home loan, then you should make sure to compare the interest rate as a lower interest rate can result in ...
- Free Aadhaar updation, tax saving, SBI special FDs, Paytm: 9 major money deadlines, changes in March 2024These dates pertain to a few regulations that taxpayers and investors must follow in order to prevent any last-minute headaches or losses d...
- Banking access may be at risk if you seek to delete credit dataTechnology experts and policy lawyers were split on whether CICs can be exempt under the new data law and if people can request complete da...
- Have a high CIBIL score? Know the importance of it for a personal loan
- Fintech lenders find favour with millennialsThe fintech lenders opened 2.19 lakh loan accounts in the second quarter of FY18 .
- Last date to get free credit report is December 31: Did you get yours?You can apply for the free report and score once a year between January and December from one of the four credit information companies.
- Pay all your bills on time to get more credit, suggests RBIAt present, when a borrower seeks a personal loan or a credit card, the lending institution checks his credit score from credit information...
- Faced with defaults, buyers forced to pay EMIs for homes that won't be delivered anytime soonPeople who take loans to buy apartments must continue paying their EMIs, or their credit scores will take a hit.
- Banks keeping close watch on credit card duesCredit card delinquencies or bad debts peaked in India to 6% (of the total dues outstanding) in the aftermath of the 2008 financial crisis.
- Cibil to include mobile bill payment history to check credit worthinessNon-payment of telephone bills will rule out the possibilities of getting a new credit card or even another mobile number.
- Credit scoring model to assess your worthThe banking regulator will soon issue rules that will enable co-operative banks to be members of CIBIL.
Load More
