How secured loans can open new doors to credit-based growth for MSMEsSecured loans offer MSMEs a pathway into the formal credit system, eliminating the need for years of audited financials or a long operation...
21 Apr, 2026, 11.15 AM IST
CIBIL score on BHIM app: Steps, limits, and dispute process you should knowChecking your CIBIL score is now easier. The BHIM App, developed by NPCI BHIM Services Limited, has integrated TransUnion CIBIL's consumer ...
20 Apr, 2026, 04.55 PM IST
A loan you never took; How PAN fraud is wrecking credit scores in India and what you should do to protect yourselfIndians are facing a new threat: PAN-based loan fraud. Criminals are using stolen PAN details to take out loans without consent. This is da...
17 Apr, 2026, 12.00 PM IST
Everything you need to know about CIBIL Score for a housing loanYour CIBIL score significantly impacts housing loan eligibility and interest rates. Lenders prefer scores of 750+ to signify creditworthine...
08 Dec, 2025, 09.30 AM IST
How to check your credit score: A step-by-step guide to monitor your credit scoreKeeping tabs on your credit score is vital for financial well-being. The RBI mandates one free annual credit report from agencies like CIBI...
20 May, 2025, 10.06 AM IST
Festive season home loan offer: SBI offers up to 65 bps concession on home loan interest rate to these borrowersThe concession is applicable on regular home loan, flexipay, Nri, non-salaried, privilege, Apon Ghar. The last date for concession on home ...
07 Sep, 2023, 02.52 PM IST
What is a CIBIL Score?A CIBIL Score is a consumer's credit score. It's a 3-digit number ranging between 300 and 900, which is a summary of a consumer's credit hi...
26 Oct, 2021, 10.14 AM IST
Difference between Credit Score and CIBILThe CIBIL score is a three-digit numeric summary of a consumer's credit history and a reflection of the person's credit profile. One the ot...
27 Oct, 2020, 12.38 PM IST
How is CIBIL score calculated?Your CIBIL score is based on your credit history and past payments, but it subsequently impacts your future access to credit.
21 Oct, 2020, 02.19 PM IST
What is the difference between CIBIL Score and CIBIL Report?If you are keen to make your financial goals a reality, you should work towards a CIBIL Score of 750+ and a healthy CIBIL Report.
21 Oct, 2020, 02.13 PM IST
Have a high CIBIL score? Know the importance of it for a personal loan27 Apr, 2020, 04.50 PM IST
Want to avoid rejection of loan application? Here's your guideHere is your explainer on what CIBIL score is all about and how you can use this score to avoid rejection of your loan application from the...
07 Jul, 2017, 03.53 PM IST
Now get your credit score free of costCibil said it will offer free annual credit score and report for consumers online. Cibil score is a three digit numeric summary of an indiv...
10 Mar, 2017, 04.38 PM IST
What does status like 'closed', 'settled' and 'written off' in your credit report mean?If the CIBIL report shows a "settled" or "written off" status, then it may get difficult for the individual to obtain a loan.
03 Jun, 2016, 12.27 PM IST
How to improve your chances of getting a loan and credit cardYour CIBIL report and score help banks decide on your loan application. That is why you must check these parameters before applying for a l...
25 Apr, 2016, 01.19 PM IST
Five factors that impact your credit scoreAs per diktat by RBI and banks customers should have good credit history in Cibil report to qualify for loans with attractive rate of inter...
27 Aug, 2014, 02.37 PM IST
- Lending institutions prefer clients with credit score of 800 and above
An individual's Cibil TransUnion Score provides loan provider with an indication of the "probability of default" of the individual based on...
19 May, 2011, 04.13 AM IST