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CIBIL SCORE FOR HOME LOAN
Home loan getting costlier? How a higher credit score can save you lakhs even when interest rates riseIn today’s competitive lending environment, many homeowners are successfully reducing their mortgage rates thanks to improved credit scores...
5 stocks with consistent score improvement and upside potential of up to 28% in 1 year, according to analystMultiple headwinds continue to hit the market, and there is no sign that things will change anytime soon. In these circumstances, the chanc...
Home loan closed? 5 smart ways to use your surplus EMI money for insurance, retirement and emergenciesPeople often get emotional about closing their home loan early and start using a majority of their funds to aggressively pay off this oblig...
'Twelve years, 12 questions': Akhilesh Yadav targets Centre on banking problems in IndiaAkhilesh Yadav has posed twelve significant questions to the Centre about the current state of the banking sector. His concerns highlight i...
SBI increases home loan rates: How your Rs 30 lakh to Rs 1 crore home loan EMIs can be impacted; see calculationsIn response to a recent 25 bps hike, the State Bank of India has updated its home loan interest rates. Those linked to the External Benchma...
These large- and mid-cap stocks can give more than 20% return in 1 year, according to analystsThe next few weeks are critical, and one should not be in a hurry to make market-related decisions. Better to be cautious – to wait and wat...
Fintech firms counting on bank fees to unlock reliable recordsFrom November 1, lenders will pay basic sharing fees split among banks, licensed account aggregators and Sahamati, the self-regulatory orga...
Mortgage rates: Why has long term US home loan rate hit highest level in 3 years. Check impact on home loan borrowersUS Home Loan rate: The recent string of mortgage rate increases snapped as the 10-year Treasury yield pulled back from its highest level si...
These 7 private and public banking stocks have an upside of up to 25% in one year, according to analystsThanks to the US-Iran conflict, the economy has been dealing with higher oil prices for close to seven months. And if inflation starts to c...
Bigger car loans, longer tenures face rate-hike testIndian car buyers are increasingly taking out larger and longer loans to purchase higher-priced vehicles. This trend emerges as borrowing c...
Rethink the short term, but it is only about business in the long term: 5 mid-cap stocks with upside potential of up to 23%Be clear-eyed about the short term, because we are not done with market pessimism. There may well be more to come, and that could give you ...
These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of over 25%A piece of advice for those who still have the stomach to invest in the current volatile market. Don’t take any price action as the gospel ...
RBI repo rate hike: How home loan borrowers can reduce EMI and interest burdenExtending the tenure instead of raising EMIs will push up the interest outgo on your home loan.
In a world no one forecast, own a business that outlives presidential social posts: 6 large-cap stocks with upside potential of up to 29%For quite some time now, it has become increasingly hard to make sense of what is happening in the world. The old understanding of what is ...
Everyone looks at 2-wheelers and FMCG. Another set that feels the monsoon’s test: 6 stocks with upside potential of up to 33%The monsoon is one influence on rural financial health. It is not a complete predictor of what a lender will earn. Whether good rain become...
Lowest home loan interest rates after RBI repo rate hike: Check EMI on above Rs 30 lakh to 75 lakh loans at public & private banks, HFCsIn a recent move, the Reserve Bank of India has lifted the repo rate to 5.50% from 5.25%, impacting the landscape of home loan interest rat...
‘Don’t get trapped in home loan’: Mumbai woman warns people spending years repaying crores for luxury homes they barely have time to enjoyA Mumbai woman’s video showing an apparently deserted upscale residential society on a Monday night has sparked an online discussion about ...
₹5 lakh credit card limit but you only use ₹70k? Can unused credit help your CIBIL scoreLearn about the crucial impact of your credit card utilization ratio on your CIBIL score and recognize what a balanced ratio looks like. Un...
NBFCs account for nearly half of small loans while delinquencies stay lowNon-banking finance companies accounted for nearly half of new-to-credit loans below Rs 2 lakh as of June 2026. Their retail delinquency ra...
Share of new-to-credit customers rises to 50% in June 2026 from 24% in June 2016: TransUnion CIBIL-FIDC reportNBFCs now account for half of India’s new-to-credit (NTC) borrowers, up from 24% in 2016, according to a TransUnion CIBIL-FIDC report cover...