GST rate cuts in September have made goods more affordable. This has boosted the retail credit market. Consumer confidence is rising. Deman...

TransUnion CIBIL reports a two-year low in new loan originations, driven by decreased demand from younger consumers and a shrinking share o...

Lenders' caution on issuing consumption-driven loans led to a 21% decline in loans to new-to-credit (NTC) customers by end-December 2024. G...

Retail credit growth is slowing, with declines in home, auto, and credit card loan originations by up to 24% year-on-year by September 2024...

Data from TransUnion CIBIL indicates an improvement in credit culture, with the share of prime-rated borrowers rising to 55% by June 2024. ...

The share of prime-rated individual borrowers in India has increased, indicating an improvement in credit culture, according to TransUnion ...

The volume of low value home loans, with value less than Rs. 35 lakhs, are 76% of the originations have dropped by 4%, impacting the overal...

The Pune-based state-owned lender thus becomes the second bank in as many days to cut home loan interest rate. Last Friday, Bank of Baroda ...

The ranking model uses machine learning algorithms to predict the probability of an MSME becoming a non-performing asset (NPA) in the next ...

In his role as the MD and chief executive, Rajesh Kumar will be responsible for steering Cibil India's business into the next phase by ensu...

Bank of Baroda, Union Bank, Syndicate Bank roll out differential rates based on Cibil scores

This apart, banks have also become more prudent while issuing credit cards, choosing to target individuals with credit scores of over 700.

Home loan inquiries increased by more than 18% in Q1 2012 compared to Q1 2011 indicating surging demand for home loans, according to Credit...

There has been a dramatic drop in credit card defaults in the last one year, according to data compiled by the Credit Information Bureau of...

The Cibil TransUnion Score has become one of the most important criteria considered by lenders while providing a loan. ET speaks to Arun Th...

Now, an email alerts the bank whenever an errant borrower resurfaces to fish for a new loan—anywhere in the country.

If you are among thousands of credit card holders who have been blacklisted in the banks' central database even after dues have been settle...