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CIBIL NEW MD
In big structural shift, women borrowers become a major driver of credit demand in IndiaIndian women are significantly increasing their credit access. In 2025, they held 26% of total system credit, a substantial rise from 2017....- Risk off! Banks opting to lend to prime customersBanks are now favouring borrowers with top credit scores. This shift reflects caution in lending. New customers are also getting fewer loan...
- Lenders turn risk-averse, focus on high CIBIL score borrowers as gold loans surge in IndiaLenders are prioritizing borrowers with strong credit histories and higher loan amounts, leading to a decline in new-to-credit customers. D...
- GST rationalisation boosts retail credit demand: TransUnion CIBILGST rate cuts in September have made goods more affordable. This has boosted the retail credit market. Consumer confidence is rising. Deman...
- New loan originations slows as young borrowers declineTransUnion CIBIL reports a two-year low in new loan originations, driven by decreased demand from younger consumers and a shrinking share o...
- New-to-credit borrowing declines by 21 pc as lenders tighten consumption-driven loan issuancesLenders' caution on issuing consumption-driven loans led to a 21% decline in loans to new-to-credit (NTC) customers by end-December 2024. G...
- Slowdown in retail credit growth amid cooling consumer demand: CIBILRetail credit growth is slowing, with declines in home, auto, and credit card loan originations by up to 24% year-on-year by September 2024...
- Share of borrowers rated Prime+ on rise, shows TransUnion CIBIL dataData from TransUnion CIBIL indicates an improvement in credit culture, with the share of prime-rated borrowers rising to 55% by June 2024. ...
- Credit culture strengthens: Rise in prime borrowers despite moderate retail credit growth, says Transunion CibilThe share of prime-rated individual borrowers in India has increased, indicating an improvement in credit culture, according to TransUnion ...
- Retail lending credit growth slowed down across all products in September quarterThe volume of low value home loans, with value less than Rs. 35 lakhs, are 76% of the originations have dropped by 4%, impacting the overal...
- Bank of Maharashtra cuts home loan rate to 8.4%The Pune-based state-owned lender thus becomes the second bank in as many days to cut home loan interest rate. Last Friday, Bank of Baroda ...
- CIBIL, SIDBI, Online PSB loans launch MSME rankingsThe ranking model uses machine learning algorithms to predict the probability of an MSME becoming a non-performing asset (NPA) in the next ...
- Cibil ropes in HDFC Bank's Rajesh Kumar as MD, CEOIn his role as the MD and chief executive, Rajesh Kumar will be responsible for steering Cibil India's business into the next phase by ensu...
- PSBs start giving loans based on customers’ risk profileBank of Baroda, Union Bank, Syndicate Bank roll out differential rates based on Cibil scores
- Credit card customers getting youngerThis apart, banks have also become more prudent while issuing credit cards, choosing to target individuals with credit scores of over 700.
- Home loan inquiries increased 18% in Q1 2012: CIBILHome loan inquiries increased by more than 18% in Q1 2012 compared to Q1 2011 indicating surging demand for home loans, according to Credit...
- Credit card business gains as defaults fallThere has been a dramatic drop in credit card defaults in the last one year, according to data compiled by the Credit Information Bureau of...
- If you have a good credit score, bargain for a lower interest rate: Arun Thukral, MD, CibilThe Cibil TransUnion Score has become one of the most important criteria considered by lenders while providing a loan. ET speaks to Arun Th...
- Now, loan defaulters can run but not hideNow, an email alerts the bank whenever an errant borrower resurfaces to fish for a new loan—anywhere in the country.
- RBI to set norms for credit card billsIf you are among thousands of credit card holders who have been blacklisted in the banks' central database even after dues have been settle...
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