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CA NITIN KAUSHIK
Earn more, spend more, stay broke: CA warns against the comfortable poverty of high-income earnersCA Nitin Kaushik warns that a higher salary does not automatically create wealth. He argues that lifestyle inflation, social media comparis...- Lavish wedding, Rs 15 lakh loan and zero savings: CA warns about a financial trap his friend will face for 5 yearsCA Nitin Kaushik highlighted the financial risks of funding a lavish wedding with debt after a close friend took a Rs 15 lakh loan despite ...
- Earning Rs 20 lakh to Rs 30 lakh in Bengaluru or Gurgaon? CA warns why your savings still look small and shares the wealth-building formulaCA Nitin Kaushik warns that earning Rs 20 lakh to Rs 30 lakh in Bengaluru or Gurgaon does not guarantee strong savings. He says lifestyle i...
- CA says Rs 8 crore won't make you financially free if you lack this one thingCA Nitin Kaushik says having Rs 8 crore in real estate and EPF does not guarantee financial freedom if you lack liquid cash. Sharing his vi...
- Your salary isn't wealth. It's just survival until your money starts earning for you, says CACA Nitin Kaushik says a salary alone does not create wealth. In a post on X, he explained that spending most of your income on lifestyle ex...
- Rs 4 crore annual income, Rs 40 crore net worth. This client still lives in a rented home, says CACA Nitin Kaushik shared the example of a client earning Rs 3.5-4 crore annually with an estimated Rs 40 crore net worth who still lives in ...
- Most people don't fail to build wealth because they earn less, says CA. Here's what holds them backCA Nitin Kaushik says most people fail to build wealth not because they earn less, but because they rely on motivation instead of systems. ...
- Your daily anxiety may have less to do with work than your bank account, says CA Nitin KaushikChartered accountant Nitin Kaushik suggests poor financial health drives daily anxiety. Living paycheck to paycheck without savings creates...
- You can leave your kids crores and still fail them, warns CA and explains why money alone doesn't secure family's futureChartered Accountant Nitin Kaushik emphasizes financial literacy for heirs. He states wealth erodes without knowledge of risk management an...
- The greatest wealth you can leave your children isn't money, says CA. He shares what it isChartered Accountant Nitin Kaushik believes a financial mindset is the greatest asset. He argues money and physical assets are vulnerable t...
- Luxury cars, fancy clubhouses and hidden debt: CA says the middle class is falling into a costly trapCA Nitin Kaushik has sparked a debate after arguing that luxury status symbols often mask financial stress rather than wealth. In a post on...
- Think luxury SUVs in Gurgaon mean wealth? CA says many owners are trapped by Rs 2 lakh monthly EMIsChartered Accountant Nitin Kaushik highlights debt behind luxury living. Many professionals face high EMIs and career stress due to these o...
- Earning Rs 30 LPA does not mean you have 'made it to elite club': CA warns and shares the real-world mathA Rs 30 lakh annual salary is a significant achievement for many professionals. However, this income does not automatically ensure financia...
- Think your Rs 2 crore Gurgaon flat became Rs 4 crore? CA says you probably earned far less and explains the mathHeadline property gains often mislead investors about actual wealth doubling. Chartered Accountant Nitin Kaushik highlights numerous expens...
- Still arguing over the dinner bill? CA says this one habit could be holding you back from building wealthObsessing over small expenses can hinder wealth creation and damage relationships. Financially successful individuals focus on building ass...
- Rs 50 lakh SUV or 20 e-rickshaws? CA says how one can earn up to Rs 1.2 lakh a monthA Chartered Accountant's social media post ignited a debate by contrasting a Rs 50 lakh luxury SUV with investing in 20 electric rickshaws....
- ‘Your home loan is a trap’: CA explains how a Rs 50 lakh loan can cost you over Rs 1 croreA chartered accountant warns that home loan borrowers often overlook the total repayment, which can double the initial amount. He highlight...
- ‘You don’t need to be rich to start investing’: CA shares the mindset to become richChartered Accountant Nitin Kaushik debunks the myth that wealth is a prerequisite for investing. He argues that financial growth begins wit...
- Trying to look rich at 30? CA points out a habit which could keep you middle class for lifeChartered Accountant Nitin Kaushik warns that projecting an image of wealth through expensive purchases in one's twenties and thirties can ...
- Keeping Rs 15 lakh in a savings account could quietly cost you lakhs, warns CA. Here's what you can do instead to double itChartered accountant Nitin Kaushik warns that keeping large sums in savings accounts, despite seeming safe, is a "slow financial suicide." ...
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