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NO COST EMI
Think a Rs 50,000 EMI is better than Rs 35,000 rent? CA explains the home loan trap many ignoreCA Nitin Kaushik warns that comparing a Rs 50,000 EMI with Rs 35,000 rent can hide the true cost of homeownership. A 20-year loan may cost ...07 Aug, 2026, 11.39 AM IST- Mortgage rates hit highest level in over a year. Here's what it means for homebuyers in the USUS mortgage rates have climbed for five consecutive weeks, reaching a yearly high. This trend makes homeownership increasingly difficult fo...07 Aug, 2026, 12.14 AM IST
- UPI apps could chase big-ticket transactions as MDR return loomsThe UPI race has so far centred on acquiring consumers and monetising them by cross-selling loans, insurance and investments, as there has ...06 Aug, 2026, 06.00 AM IST
- New framework to standardise interest rate rules on the anvil, says RBIThe Reserve Bank of India plans to standardize interest rate rules for all regulated entities. This new principle-based framework aims to i...06 Aug, 2026, 01.01 AM IST
- RBI proposes new rules to standardise how lenders set interest ratesIn a significant move, the Reserve Bank of India plans to establish uniform interest rate guidelines for all regulated entities. This initi...05 Aug, 2026, 06.55 PM IST
- Online MBA vs full-time MBA: Why working professionals are choosing DY Patil OnlineHow DY Patil Online exemplifies the growing appeal of online MBA by designing credentials that convert real‑time workplace learning into pr...05 Aug, 2026, 05.36 PM IST
- RBI's status quo on rates to support housing demand, keep real estate sentiment intact: IndustryThe RBI's decision to keep the repo rate unchanged at 5.25% for the fourth straight review has received a positive response from the real e...05 Aug, 2026, 01.31 PM IST
- RBI MPC: Home loan borrowers can breathe a sigh of relief, but how long their good days will last?RBI repo rate: The Reserve Bank of India has maintained its repo rate at 5.25%, providing ongoing relief for home loan borrowers. This deci...05 Aug, 2026, 01.01 PM IST
- Changes in EBLR & MCLR framework, interest rate charging mechanism and how reset dates are decided- RBI proposalRBI MPC policy: The Reserve Bank of India plans to simplify loan interest rate rules for all regulated entities. This initiative aims to ha...05 Aug, 2026, 12.15 PM IST
- Bengaluru housing problem: 28-year-old asks if paying Rs 65K home EMI makes more sense than Rs 44K rent? Internet explains the mathA 28-year-old Bengaluru software engineer earning around Rs 70 lakh per year has sparked a debate online after asking whether it makes more...04 Aug, 2026, 11.59 PM IST
- Samsung India to offer festive discounts, interest-free EMIs as memory chip costs rise: JB ParkSamsung will offer affordable purchase options and festive discounts to Indian customers. The company aims to absorb rising material costs ...04 Aug, 2026, 02.52 PM IST
- Earn more, spend more, stay broke: CA warns against the comfortable poverty of high-income earnersCA Nitin Kaushik warns that a higher salary does not automatically create wealth. He argues that lifestyle inflation, social media comparis...04 Aug, 2026, 09.17 AM IST
- Retiring with an EMI? Here's when it can make sense and when it could derail your retirementRetiring debt-free is an ideal goal, but not always achievable or necessary. Experts suggest focusing on EMI affordability rather than comp...04 Aug, 2026, 06.17 AM IST
- Lavish wedding, Rs 15 lakh loan and zero savings: CA warns about a financial trap his friend will face for 5 yearsCA Nitin Kaushik highlighted the financial risks of funding a lavish wedding with debt after a close friend took a Rs 15 lakh loan despite ...01 Aug, 2026, 12.47 PM IST
- Smartphone retailers urge brands to end zero-cost EMI schemes to make handsets more affordableThis is because zero-interest payment plans cost smartphone brands 17-19% of the product price which they bake directly into retail price o...01 Aug, 2026, 10.46 AM IST
- Home loan EMI, amortisation and prepayment- The mathematics every borrower in India must understandUnderstanding home loan mechanics helps borrowers reduce total borrowing costs. The reducing balance method ensures interest decreases as t...31 Jul, 2026, 04.30 PM IST
- Kissht expects to beat 40% growth target as credit costs easeDigital lender Kissht anticipates surpassing its growth targets for assets under management. Improved repayment trends have enabled the com...30 Jul, 2026, 02.47 PM IST
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