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MCLR RATES
Foreign banks show strongest rate transmission in current RBI easing cycle: BulletinForeign banks showed strongest policy easing transmission during the rate-cut cycle. They lowered lending rates more sharply than other ban...22 Jul, 2026, 08.48 PM IST- Corporate loan growth outpaces retail advances at top private banksCorporate lending at top Indian private banks surged significantly in the June quarter. This corporate loan growth far outpaced retail cred...20 Jul, 2026, 04.19 PM IST
- Homebuyer wins full refund with Rs 1.57 crore interest in MahaREAT as builder delays possession by 3 years, citing MHADA-MCGM disputeHomebuyers have won a significant victory as MahaREAT ruled a builder cannot use inter-authority disputes to justify possession delays exce...15 Jul, 2026, 10.54 AM IST
- Private banks may lead PSU peers in Q1 PAT show amid macro pressuresPrivate banks are expected to show stronger profit growth than public sector banks this quarter. Analysts predict private lenders' profits ...09 Jul, 2026, 01.02 AM IST
- Borrowers take note: HDFC Bank revises lending rates for different tenures; check updated listHDFC Bank has adjusted its MCLR rates, with changes effective July seventh, 2026. The overnight MCLR decreased by five basis points, while ...07 Jul, 2026, 04.28 PM IST
- Corporate loans outpace retailCorporate sector borrowing from banks is accelerating past individual loans, driven by companies seeking cost savings as corporate bond yie...02 Jul, 2026, 01.46 AM IST
- Canara Bank, Bank of Baroda increase lending rates: Why loan EMIs for these borrowers may riseBank of Baroda and Canara Bank have raised their lending rates. These changes are effective from June 12, 2026. Loans linked to these rates...11 Jun, 2026, 02.13 PM IST
- Govt extends validity of Credit Guarantee Scheme for Microfinance Institutions upto August 31The Finance Ministry has extended the Credit Guarantee Scheme for Microfinance Institutions-2.0 until August 31, 2026, or until Rs 20,000 c...10 Jun, 2026, 05.52 PM IST
- HDFC Bank raises MCLR by up to 10 bps across select tenorsFollowing the revision, the bank's MCLR, which is the lender's internal benchmark for pricing loans, stands in the range of 8.05% to 8.65%,...10 Jun, 2026, 12.41 AM IST
- HDFC Bank borrower alert: EMIs on these loans to cost more as bank raises lending rates by up to 10 bpsHDFC Bank has increased its Marginal Cost of Funds-based Lending Rates (MCLR) by up to 10 basis points, effective June 8, 2026. The revised...08 Jun, 2026, 02.44 PM IST
- RBI holds repo rate, but for how long will relief for home loan borrowers continue?The RBI’s decision to keep the repo rate unchanged at 5.25% has provided relief to home loan borrowers, but rising inflation could trigger ...05 Jun, 2026, 12.32 PM IST
- Deposit rates fall sharply by 30 bps in April as banks move to protect marginsIndian banks aggressively cut fresh deposit rates in April 2026 to protect margins, with the weighted average falling to 5.77%. Simultaneou...29 May, 2026, 06.43 PM IST
- Loan EMIs set to increase: Canara Bank raises lending rates by 5 bps on these tenures; Bank of Baroda MCLRs remain unchangedCanara Bank has revised its lending rates. The bank increased its Marginal Cost of Funds Based Lending Rate by 5 basis points for all loan ...12 May, 2026, 01.31 PM IST
- HDFC Bank reduces lending rates on select tenures: Who will benefit?HDFC Bank has adjusted its lending rates. Effective May 7, 2026, some loan tenures will see a reduction of up to 5 basis points. However, o...08 May, 2026, 10.37 AM IST
- Latest lending rates in April 2025: HDFC Bank, SBI, Bank of Baroda, Canara Bank, Bank of IndiaIndian banks HDFC Bank, SBI, Bank of Baroda, and Canara Bank announce their latest MCLR rates. These rates impact home, auto, and personal ...14 Apr, 2025, 05.35 PM IST
- ET EXPLAINER: What are MCLR Rates?MCLR is the minimum interest rate, or the floor rate, that banks can charge on loans. MCLR rates are not linked to external benchmarks like...15 Feb, 2025, 07.45 AM IST
- Latest Bank of Baroda, Canara Bank loan interest ratesThe Reserve Bank of India has raised the repo rate by 250 basis points since May 2022. Here is a look at the latest MCLR rates of the Bank ...20 Sep, 2023, 01.38 PM IST
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