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HOME LOAN ELIGIBILITY
Think a Rs 1 lakh salary means a Rs 60 lakh home loan? CA explains what banks actually checkA Rs 1 lakh monthly salary does not automatically mean you can get a Rs 60 lakh home loan, CA Nitin Kaushik explained. Banks assess factors...
EPF withdrawal for buying, constructing and repairing house: How much amount can you withdraw from your EPF corpus? check eligibility and rulesEarlier in October 2025, 13 types of partial withdrawal provisions were merged into one unified and simplified framework. Prior to the simp...
UPI vs credit cards - How India's payments system is boosting savings and benefitting multiple stakeholdersThe Anglo-Saxon economies of the US, United Kingdom and Australia show a reduction in household savings rates along with a growth in credit...
What is an approved project and why does it matter when buying a home?Securing lender approval for real estate projects significantly simplifies the home loan process. Each project is meticulously evaluated th...
Uttarakhand homestay scheme: Govt is paying Rs 15 lakh to start a tourism business, check eligibility and how can applyThe Uttarakhand government’s Deen Dayal Upadhyay Grah Aawas Vikas Yojana offers loan-linked financial assistance to eligible residents who ...
Gurgaon couple earning Rs 3 lakh a month said no to a Rs 2 crore flat: CA explains the financial reasonA Gurgaon couple earning Rs 3 lakh monthly decided against buying a Rs 2 crore flat after calculating the financial burden of a Rs 1.5 lakh...
Visa squeeze in the West sends Indians packing for homeWestern visa rules are tightening, impacting skilled Indian professionals seeking overseas employment. Rising sponsorship costs and stricte...
EPF advance rules: You can withdraw EPF money for these 5 reasons; check limitsMembers of the Employees Provident Fund Organisation can access their savings in times of need, such as emergencies and personal circumstan...
Need money urgently? Here's how to choose the right funding option.
Sales didn't move, the profit went up. Here's the trick which is used to do thisHere is one that should make you look twice at any company you own. A company paid a supplier Rs. 394 crore, described in its accounts as a...
UK announces major immigration rule changes from October 2026The UK has announced wide-ranging immigration rule changes from October 8, covering Erasmus+, protections for modern slavery and domestic a...
Banks rush to swap higher-risk credit assets for Bank of England cashBritish banks are stepping up their game by putting forth more higher-risk assets as collateral at the Bank of England. This action marks a...
Michael Jackson’s 2,700-acre Neverland Ranch received nearly $70,000-a-year tax benefit meant for farmland. Then officials found an amusement park, a zoo and moreMichael Jackson's Neverland Ranch took advantage of agricultural tax credits by engaging in cattle ranching, which offered lower property t...
Rs 97,500 monthly SIP & over Rs 2 crore corpus at 62? Expert suggests portfolio rejig for NRI investor to reach Rs 3 crore goalAs retirement approaches, a non-resident Indian (NRI) investor with a target of Rs 3 crore seeks guidance from a financial expert. The advi...
Guest and temporary teachers: How to build financial security with job uncertaintyThough the integration of temporary faculty reduces the teaching burden for the university’s permanent staff, the former often get the shor...
How much of your salary should go towards your home loan EMI?Homebuyers should assess their monthly surplus before applying for a home loan. An affordable EMI fits comfortably after essential expenses...
Housing society redevelopment: 5 legal checks to make before choosing a builder-led or self-redevelopment projectRevamping aged societies opens the door to fresh residential and commercial opportunities in Mumbai. Choosing between hiring a builder or e...
NBFCs: How you own them matters more than which you own; 19 NBFC stocks with upside potential ranging from 1% to 31%Like much of the Indian market, valuations in this sector are also not cheap. And when you pay a full price for a sector, the risk of getti...
The 'trustworthy' changes in the lives of India's middle classDigital payments and tax reforms have significantly altered middle-class spending habits. GST has streamlined consumption taxes, impacting ...
Low-interest home loan with a fixed rate for years: Should you go for this new hybrid home loan?Kotak Mahindra Bank introduced a hybrid home loan product for borrowers. This loan allows locking EMIs at current low rates for several yea...