Lock it before it's gone: How FD laddering is your best shield against falling interest ratesWith the RBI slashing the repo rate three times in 2025, bringing it down from 6.5% to 5.5%, fixed deposit returns are tumbling fast. Enter...
05 Nov, 2025, 10.27 AM IST
RBI Repo Rate Pause: Time for FD investors to make most of the current interest rates as fall in fixed deposit rates to continueThe RBI maintained its repo rate on October 1, 2025, for the second time, suggesting an end to further FD rate cuts by banks. Investors sho...
03 Oct, 2025, 10.25 AM IST
Over 260 debt mutual funds beat fixed deposits rate in 2 years. Should you switch?With SBI slashing FD rates and over 260 debt mutual funds outperforming them in the last two years, experts suggest debt funds now offer a ...
20 May, 2025, 09.14 AM IST
Top four investment options for senior citizens for monthly income during retirement, earn up to 9.5% returnSenior citizen investment options: Below, you'll find a compilation of four investment opportunities tailored for senior citizens to help t...
21 Aug, 2024, 12.09 PM IST
As countdown of FD interest rate fall has started, is it time to stop laddering and invest in long term FDs?FD investors have recently benefited from high interest rates, but an upcoming reduction is anticipated. The RBI might follow global trends...
08 Aug, 2024, 05.37 PM IST
Higher Bank FD interest rates may fall by 50 bps or more in 2024; You have this much time to investFD investors have rejoicing the current high interest rate which rose significantly in 2022 and 2023 however 2024 see a reversal of interes...
30 Dec, 2023, 11.49 PM IST
Higher FD interest rates to continue as RBI holds repo rate; how to get best returns from fixed depositsFixed deposit investors witnessed a good hike in FD rates since May 2022 after a long gap during which they had witnessed one of the lowest...
06 Oct, 2023, 03.01 PM IST
We are looking at extended rate pause for good part of FY-24: Lakshmi IyerSo while the majority still believes that this should be the way forward, I think when the US starts probably pivoting or talking towards a...
09 Jun, 2023, 07.51 AM IST
Bank FD interest rates touch 9%; which fixed deposit tenure will get you best returns: 1,2,3 or 5 years?Rising interest rates in the last year have made fixed deposits attractive. Fixed deposit interest rates have touched a lucrative 9 per cen...
29 Apr, 2023, 01.15 PM IST
Senior Citizen Savings Scheme vs high interest rate bank FDs: Where should you invest?The interest rate on SCSS was revised from 7.4% to 7.6% which is at present the highest interest rate offered by a small savings scheme. Ma...
23 Dec, 2022, 10.31 AM IST
RBI holds repo rate: 4 ways FD investors can still get higher return on their depositsSome smart moves can surely help you make the best of the current scenario. Here is a look at what FD investors should know and do to enhan...
13 Sep, 2022, 03.06 PM IST
RBI's move to push up FD rates further: Here's how investors can get the best of itFixed depositor (FD) investors should keep this in mind that it may take long after the RBI is done with its series of rate hikes for the d...
10 Jun, 2022, 05.18 PM IST
Fixed deposit ladder can help you get the best returns from FDs now: Here's how and whyWhile keeping all eggs in one basket, or keeping one big FD of a long tenure, is a bad investment strategy in general, it has become all th...
15 Feb, 2022, 10.12 AM IST
YES Bank's FD is providing free health insurance for coronavirus: Should you invest?If we compare YES Bank's FD interest rates with those offered by other large private-sector banks such as ICICI Bank and HDFC Bank, YES Ban...
02 Jun, 2020, 01.31 PM IST
How to avoid premature closure of a bank fixed depositA better way to manage interest rate risk and provide some liquidity to funds as well is to 'ladder' one's deposits across different tenure.
24 Nov, 2018, 10.04 AM IST
How to invest in fixed depositsFor most investors, safety of the principal invested remains the most important feature pushing other factors such post-tax return to the b...
02 Nov, 2018, 11.57 AM IST
Five tips for investing in fixed depositsIt may be a good time to open a fixed deposit and lock in at high levels before the interest rate cycle turns.
28 May, 2012, 09.00 AM IST